Faysal Bank is a big player in Pakistan and since it was incorporated in the country in 1994, it has gone from strength to strength. It now offers a wide selection of products ranging from loans through to credit cards. With 197 branches, customers are never far away from the support they require.

This flexible loan provides borrowers with the opportunity to make use of financing that allows them to make those all important purchases in life. It can be used to purchase appliances, take a dream vacation, cover the cost of education for children or even cover those unexpected costs.

This product offers borrowers the chance to own their dream vehicle including new, used and imported vehicles with financing up to a certain percentage of the value of the vehicle. Financing can be spread over as much as five years, offering an increased level of affordability.

The available foreign currency accounts are designed for those who need to bank using different currencies. It offers businesses and individuals to make use of term accounts and current accounts that are designed for ease of use or to deliver high profits. The accounts available are:

• FCY Savings Plus
• FCY Current Account
• FCY Term Deposit
• Mahfooz Sarmaya

There are a number of credit cards on offer from Faysal Bank:

• Airblue Credit Card
• Mc2 Credit Card
• Titanium Credit Card
• Platinum Credit Card
• World Credit Card

All cards have a limit depending on the exclusivity of the credit card and they all have an annual fee that customers have to pay. Customers will be required to earn a certain salary and that will depend on the card that they have access to while they all offer access to airport lounges and the more advanced cards offer access to international lounges as well.

In terms of rewards, they all have a reward element to them ranging from blue miles to reward points that can be redeemed at partner merchants.

This is a unique product that gives borrowers the opportunity to take out a personal loan against the value of their vehicle, leaving them free to use the loan for whatever they choose. There is a minimum and maximum amount available to borrow or up to a fixed percentage value of the vehicle. The mark up rates are competitive and the loan can be repaid over as much as five years.

Borrowers have the ability to take advantage of this competitive product whereby they can choose to purchase a new property or renovate an existing property. The financing amounts can differ between how they plan to use the loan and the repayments can be spread over as much as twenty years or as little as one year.

The current accounts available from Faysal Bank offers customers the chance to make use of accounts that offer convenience and flexibility. It comes with a free online transaction facility. There are four current accounts available and all offer a different number of benefits. Available to customers are:

• Faysal Asaan Current Account
• Faysal Basic Banking
• Faysal Business First
• Faysal Sahulat

For those who like to save, there are many different savings accounts available. All are designed to provide savers with different options that range from profit payments to saving terms and even structured profit tiers that are made to give savers the control they need. The accounts available are:

• Lifeplus
• Moavin
• Market Link
• Premium
• PLS Savings
• Anchor Savings
• Asaan Saving