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HBL Personal Loan at a Glance 

HBL personal loan is an unsecured loan facility that provides you with financial assistance at the time of need. It is possible that due to financial difficulties, you may not spare funds to fulfill your dream. HBL personal loan is a unique offering to address all such needs. It will help you to address day-to-day financial needs or to accomplish your goals such as education support, wedding, buying a home appliance, or any other family needs to address in the difficult times when you are out of money. However, before you make the final decision, it is recommended that you should compare HBL personal loan with other loan options available in Pakistan. Mawazna.com provides you with a digital facility to compare HBL personal loan rates with all other loans offered by the other banks in Pakistan. 

Key Features of HBL Personal Loan 

The following are key features of the HBL personal loan: 

  1. The financing limit offered by HBL personal loan is between Rs. 25,000 to Rs. 3,000,000 
  2. The repayment tenure(s) under HBL personal loan ranges between 12 to 60 months. 
  3. The availability of top-up facility under HBL personal loan after every 12 months 
  4. Offering free life insurance coverage 

Why should you choose HBL Personal Loan?

HBL personal loan provides you with the financial assistance of up to 3 million. You can fulfill your dreams or address any financial worries with this loan. In addition to this, HBL is offering you the facility to return the loan amount within a period of 5 years. This does not put any financial burden on you as you can return the loan in a hassle-free manner. Moreover, you are offered life insurance coverage under HBL personal loan for your enhanced convenience. 

Eligibility Criteria for HBL Personal Loan

The eligibility criteria for HBL personal loan is the following: 

- A salaried individual whose salary is credited to his HBL account is eligible to apply for HBL personal loan 

- The age limit for the applicant is between 21 years and 60 years

Documents Required for HBL Personal Loan 

HBL personal loan is designed to be at your financial assistance when you needed it the most. The following documents are required to apply for HBL personal loan: 

  1. Duly filled application form 
  2. Your passport size photographs 
  3. A verified copy of your CNIC 
  4. A verified copy of your recent 03 month's salary slip 
  5. A letter from the employer (if required)
  6. Your recent bank statement of 06 months to 1 year 

Why Comparing HBL Personal Loan at Mawazna.com? 

Mawazna.com is a leading digital comparison platform where you can compare HBL personal loan with other personal loan providers. We at Mawazna.com completely understand your expectations when you are applying for a personal loan. Therefore, we provide you with the opportunity to compare HBL personal loan with other personal loans so that you can get all the required information about them. 

HBL Personal Loan – FAQs  

Q: Who is eligible for HBL personal loan? 

Answer: Any individual who earn a salary above PKR 15,000 monthly and his salary is transferred to an HBL account is eligible for this loan. In addition to this, the age limit for HBL personal loan is between 21 years and 60 years. 

Q: What is a top-up facility in my HBL personal loan? 

Answer: If you are an existing HBL personal loan customer, under a top-up facility, you can apply for a new loan of the same amount or more once the completion of 12 months. 

Q: When do I need to repay my HBL personal loan? 

Answer: HBL offers you an easy way to repay your loan amount. You can repay your HBL personal loan in equal monthly installments ranging from 12, 24, 36, 48, or 60 months. 

Q: Does the interest rate of my HBL personal loan change during its tenure? 

Answer: As per the bank policies, the interest rate of your HBL personal loan does not change once it is approved. It will remain unchanged throughout the tenure of your HBL personal loan. 

Q: How can I apply for the extension of my loan tenure? 

Answer: You can apply for the extension of your HBL personal loan tenure through HBL top-up facility.