About Standard Chartered Personal Loan
Standard Chartered Bank Personal Loan has been designed to fulfil your financial needs in a hassle-free way. The loan is available at an affordable annual interest rate calculated based on the loan period term. You can get the loan to get rid of any financial worries, and the bank offers you the facility to return the loan in easy instalments.
Mawazna.com provides you with the opportunity to compare Standard Chartered Bank Personal Loan with all personal cash loans offered by the leading Pakistani banks. It helps you become fully aware of the product features and offers, rates, and fees to make well informed personal finance decision.
Key Features of Standard Chartered Personal Loan
Standard Chartered Bank Personal Loan is offered to customers in Pakistan who want to fulfil their financial needs. The following are the key features of the loan:
- You can avail of Standard Chartered Bank Personal Loan ranging from PKR 30,000 to PKR 4 million depending on your income, repayment capacity, and eligibility
- Standard Chartered Bank offers you a flexible financing facility that suits your budget
- Your Standard Chartered Bank Personal Loan is affordable, thanks to its competitive interest rate
- You are not required to submit deposit, security, or guarantees to procure the loan
- You can get full access to your account and make mobile money transfers online through Online and Mobile Banking
Why should you choose Standard Chartered Personal Loan?
Standard Chartered Bank Personal Loan is offered at an affordable interest rate that makes it easy for you to repay the loan. You can get a loan amount up to PKR 4 million to get rid of your financial worries. The return tenure of the loan is from 12 months up to 60 months for your enhanced convenience. In addition to this, your loan will be disbursed within ten working days providing all the required documents.
Eligibility Criteria for Standard Chartered Personal Loan
The eligibility criteria for Standard Chartered Bank Personal Loan is the following:
For salaried individuals:
- The age of salaried individuals should be at least 21 years
- Must have a valid and active email ID and have a valid Pakistan mobile number
For self-employed individuals:
- You must be of 25 years of age
- Have a valid Pakistan mobile number and active email ID
Documents Required for Standard Chartered Personal Loan
The following documents are required for Standard Chartered Bank Personal Loan:
For salaried individuals:
- Your duly filled application form
- Passport size photographs
- A copy of your CNIC
- Your recent 03 months’ salary slip
- Your bank statement of recent 06 months to 1 year
For self-employed individuals:
- Your proper business address
- Have an adequately maintained business account in the bank
- Must be a tax filer
- Duly filled application
- Your passport size photographs
- A copy of your CNIC
- Your recent 06 months to the 1-year bank statement
Why Comparing Standard Chartered Personal Loan through Mawazna.com?
Mawazna.com recommends you compare personal loans offered by all the retail banks in Pakistan under one roof. You can compare Standard Chartered Bank Personal Loan with other loans in a hassle-free way through Mawazna.com.
Standard Chartered Personal Loan – FAQs
Q: What is the limit of my Standard Chartered Bank Personal Loan?
Answer: You can avail of Standard Chartered Bank Personal Loan ranging from PKR 30,000 to PKR 4 Million. Your loan amount depends on your income, eligibility, and repayment capacity.
Q: What is the loan tenure period of my Standard Chartered Bank Personal Loan?
Answer: The loan tenure period of your Standard Chartered Bank Personal Loan is of 12 months to 60 months. You can repay your loan within this period.
Q: How much time is required to approve my Standard Chartered Bank Personal Loan?
Answer: Once you provide all the required documents mentioned above, your loan will be disbursed within ten working days.
