MCB Clasic Credit Card

    VISA

Free 1500 22 % 39 %

FEATURES

-  E-cash on call

-  Global Acceptance

-  Intelligent Credit Revolving System

-  Intelligent User Security System

-  Intelligent Balance Transfer System

-  Intelligent Installment Plan System

-  Intelligent Insurance Plans

BENEFITS

- No annual fee

- Marketing alliances with leading brands to buy products

- Withdraw up to 75% of your credit limit

 Reward Point

- Get 1 reward point spend 50 PKR on Airmiles

- Get 1 reward point spend 50 PKR on International Airmiles

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried person:  Not Mentioned By Bank

- For Self Employed:     Not Mentioned By Bank

MCB Gold Card

    VISA

Free 1500 22 % 39 %

FEATURES

-  E-cash on call

-  Global Acceptance

-  Intelligent Credit Revolving System

-  Intelligent User Security System

-  Intelligent Balance Transfer System

-  Intelligent Installment Plan System

-  Intelligent Insurance Plans

 

BENEFITS

- No annual fee

- Marketing alliances with leading brands to buy products

- Withdraw up to 75% of your credit limit

 Reward Point

- Get 1 reward point spend 50 PKR on Airmiles

- Get 1 reward point spend 50 PKR on International Airmiles

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

-For Salaried Pearson: Not Mentioned By Bank

-For Self Employed:    Not Mentioned By Bank

MCB Platinum Card

    VISA

Free 3000 22 % 39 %

FEATURES

-  E-cash on call

-  Global Acceptance

-  Intelligent Credit Revolving System

-  Intelligent User Security System

-  Intelligent Balance Transfer System

-  Intelligent Installment Plan System

-  Intelligent Insurance Plans

 Travel Insurance

-  Travel inconvenience coverage

 Cash Back

- Platinum cardholders will get exclusive discounts on many brands and get 20% cash back

BENEFITS

Lounge Access

- Karachi, Lahore and Islamabad International airports

Priority Pass

- Primary Pass upon card activation

- USD 35 usage at a lounge

 Reward Point

- Get 1 reward point spend 50 PKR on Airmiles

- Get 3 reward point spend 50 PKR on International Airmiles

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

- Enjoy round-the-clock access to the Visa Platinum Customer Centre

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:    Not Mentioned By Bank

UBL Credit Card

    VISA

2000 500 24 % 39.9 %

FEATURES

-  Global Acceptance

-  Supplementary Cards

-  24 Hour Customer Service

 Travel Insurance

Travel Accident Insurance Coverage up to PKR 3.5 million
 

BENEFITS

-  Buy Today, Pay Later

-  Pay minimum 5% of the outstanding balance

 Cash Back

- Exclusive discounts on many brands and get cash back

 Reward Point

- Get 1 reward point spend 50 PKR on Airmiles

- Get 1 reward point spend 50 PKR on International Airmiles

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson:  RS 35000 per month

- For Self Employed:     RS 100000 per month

UBL PSO Auto Card

    VISA

2000 500 24 % 39.9 %

FEATURES

- Lien Marked Credit Cards

- Lite Installment Plan (LIP)

- Access to more than 22 million establishments worldwide

- Access more than 22,000 retail outlets including selected PSO stations within Pakistan

 Travel Insurance

Travel Accident Insurance Coverage up to PKR 3.5 million

 

BENEFITS

- Offer discount 100+ leading merchants across the country

 Cash Back

- 5% cash back offered on PSO stations

- 1% cash back will be subject to a maximum of Rs. 1,000/- other stations

 

 

 

 

 

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: RS 35000 income per month

- For Self Employed:     RS 100000 income per<

UBL Platinum Card

    VISA

6000 1000 24 % 39.9 %

FEATURES

- e-statements

- Cash Advance

- Supplementary Cards

- Low Balance Transfer Rate

- 24 Hour Customer Service

 Travel Insurance

-  Travel inconvenience coverage

Priority Pass

- Primary Pass upon card activation

- Complimentary Priority Pass for access to over 600 VIP airport lounges worldwide

BENEFITS

Lounge Access

- Karachi, Lahore and Islamabad International airports

  Reward Point Airmiles

- Get 1 reward point spend 50 PKR on Airmiles

- Get 3 reward point spend 50 PKR on International Airmiles

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

- Enjoy round-the-clock access to the Visa Platinum Customer Centre

- Free Access to Shapes Health Club

- Facilities include gym, sauna, swimming pool & jogging track

 

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: RS 100000 income per month

- For Self Employed:     RS 200000 income per month

HBL Platinum Credit Card

    VISA

8000 FREE 24 % 39 %

FEATURES

- Platinum Privileges

- Platinum Protection

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Preferential Offers and Discounts

Global Customer Assistance Services (GCAS )

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Emergency Cash Disbursement

- Platinum Protection

 

BENEFITS

- Greater discounts and benefits

- 5x Rewards Points on Foreign Currency Spend

Lounge Access

- Karachi, Lahore Multan and Islamabad International airports

- International CIP Lounges Access

 Reward Point

- Get 1 reward point spend national 25 PKR

- Get 5 reward point international spend 25 PKR

- Get 1 reward point spend 25 PKR on Grocery

- Get 1 reward point spend 25 PKR on Fuel

- Great deals on luxury hotels, restaurants, lifestyle stores and spas

 

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:    Not Mentioned By Bank

HBL Gold Credit Card

    VISA

5000 Free 24 % 39 %

FEATURES

- Platinum Privileges

- Platinum Protection

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Preferential Offers and Discounts

Global Customer Assistance Services (GCAS )

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Emergency Cash Disbursement

- Platinum Protection

BENEFITS

- Greater discounts and benefits

Lounge Access

CIP Lounge facility only in Karachi

 Reward Point

- Get 1 reward point spend national 25 PKR

- Get 1 reward point international spend 25 PKR

- Get 1 reward point spend 25 PKR on Grocery

- Get 1 reward point spend 25 PKR on Fuel

- Pay as much as you want

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:    Not Mentioned By Bank

HBL Green Credit Card

    VISA

3000 Free 24 % 39 %

FEATURES

- Platinum Privileges

- Platinum Protection

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Preferential Offers and Discounts

Global Customer Assistance Services (GCAS )

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Emergency Cash Disbursement

- Platinum Protection

 

BENEFITS

- Zero Liability on Lost Card

- Greater discounts and benefits

 Reward Point

- Get 1 reward point spend national 25 PKR

- Get 1 reward point international spend 25 PKR

- Get 1 reward point spend 25 PKR on Grocery

- Get 1 reward point spend 25 PKR on Fuel

- Pay as much as you want

- Pay as much as you want

Travel Insurance

- Subsidised Insurance Plans Credit Shelter

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:    Not Mentioned By Bank

HBL Fuel Saver Green Card

    VISA

3000 Free 24 % 39 %

FEATURES

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Preferential Offers and Discounts

Global Customer Assistance Services (GCAS )

- Lost & Stolen Card Reporting

- Emergency Card Replacement

- Emergency Cash Disbursement

- Platinum Protection

 

 

BENEFITS

- Cash back on the fuel purchase

- Reduce the burden Of Fuel

 Cash Back

- Receive up to 3% cashback* on transactions on fuel

Travel Insurance

- Subsidised Insurance Plans Credit Shelter

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:  Not Mentioned By Bank

Faysal Bank Platinum Card

    MasterCard

8000 600 32.4 % 39 %

FEATURES

- Platinum Rewards program

- Exciting discounts and deals

- Insurance coverage on Fraudulent Charges

- Converted your reward points to Air Blue BLUE MILES to avail free Domestic and International tickets

 Priority Pass

- Complimentary Priority Pass

BENEFITS

- Complimentary Valet Parking at key locations

- Give privileges at premium Golf Clubs in Pakistan

- Exciting discounts and deals at your favourite restaurants across Pakistan

Lounge Access

- Karachi, Lahore and Islamabad International airports

- International Lounge Dubai, Cairo, Kuwait, Riyadh, Jeddah, Dammam

  Reward Point Airmiles

- Get 1 reward point spend national 50 PKR

- Get 1 reward point international spend 50 PKR

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: The minimum monthly income should be PKR 80,000

- For Self-Employed:   The minimum mont

Faysal Bank Mc2 Card

    MasterCard

2400 600 32.4 % 39 %

FEATURES

- Unique shape card

- Auto Debit Facility

- Cash Advance Facility

- 5 Supplementary Cards

- Balance Transfer Facility

- Global Reach and Acceptability

- 68 alliance partners and a network of more than 1,000 outlets nationwide

BENEFITS

- Up to 50% Cash Advance from your credit limit

- Up to 20% dining discounts at the best restaurants

- Up to 5 supplementary cards for your loved ones, aged 14 and above

Reward Point Airmiles

- Get 1 reward point spend national 50 PKR

- Get 1 reward point international spend 50 PKR

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:     Not Mentioned By Bank

Faysal Bank Airblue Classic Card

    MasterCard

2400 600 32.4 % 39 %

FEATURES

- Auto Debit Facility

- Cash Advance Facility

-  Supplementary Cards

- Balance Transfer Facility

- Global Reach and Acceptability

- Designed for the frequent flier segment

- Co-branded with the fastest growing airline in Pakistan AIR BLUE

BENEFITS

- Exciting discounts and deals

- Earn a 1,000 bonus Airblue Airmiles

- Accumulate Blue Miles by spending on this card

- Enjoy BlueMiles by spending on shopping or activities anywhere you like

Domestic & International Airmiles

- Get 1 reward point spend national 50 PKR

- Get 1 reward point international spend 50 PKR

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:    Not Mentioned By Bank

Faysal Bank Airblue Gold Card

    MasterCard

4000 600 32.4 % 39 %

FEATURES

- Auto Debit Facility

- Cash Advance Facility

-  Supplementary Cards

- Balance Transfer Facility

- Global Reach and Acceptability

- Designed for the frequent flier segment

- Co-branded with the fastest growing airline in Pakistan AIR BLUE

Lounge Access

- CIP Lounge facility only in Karachi

 

BENEFITS

- Exciting discounts and deals

- Earn a 1,000 bonus Airblue Airmiles

- Accumulate Blue Miles by spending on this card

- Enjoy BlueMiles by spending on shopping or activities anywhere you like

Domestic & International Airmiles

- Get 1 reward point spend national 50 PKR

- Get 1 reward point international spend 50 PKR

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

- Travel 24 million locations in more than 210 countries around the world

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:   Not Mentioned By Bank

Standard Chartered Visa Platinum Card

    A premium product to enjoy a complementary lifestyle wherever you go

8000 1000 42% 42%

FEATURES

- Offers you complementary lifestyle combined with a number of high-end benefits

- An ideal card for all kind of usage scenarios with exclusive services on offer

- Offers you reward points against all type of card usage

- VISA payment network

BENEFITS

- Personalized customer services, travel desk, and Visa assistance

- Assistance towards flight, hotel and dining advanced reservations

- Comprehensive Global VISA Platinum Concierge privileges

- Zero loss liability towards any fraudulent charges after you reported it 'Lost' to SCB

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: The minimum monthly income should be  PKR 25,000

Standard Chartered Mastercard Titanium Card

    A card for those who are very conscious about day to day expenses

5000 - 42% 42%

FEATURES

- A card that can help you to deal with your expenses in better way

- Offers a number of cashback benefits on day to day purchases

- A worldwide card that helps you to enjoy personalized services

- All transactions are received in PKR despite its worldwide usage

- Mastercard payment network

BENEFITS

- Cashback rewards are offered on spends on fuel, supermarkets, electronic outlets

- Receive 5% instant cashback on purchases

- Offers you 51 days as FREE credit period to pay back

- Get supplementary cards for your family members

- Access to various domestic CIP lounges in major cities

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: The minimum monthly income should be  PKR 25,000

Standard Chartered MasterCard Cashback Card

    Save and gain whenever you spend through this Card

3,000 - 42% 42%

FEATURES

- A globally acceptable Card

- Cashback on fuel, supermarket, and electrical outlet spends

- No additional rewards are offered except cashback rewards

- Mastercard payment network

BENEFITS

- Up to 30% cash withdrawal limit

- Receive up to 5% Cashback on fuel, supermarket and electrical outlet spends

- 3% Cashback on electronic outlets

- Offers you 51 days as FREE credit period to pay back

- Get supplementary cards for your family members

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: The minimum monthly income should be  PKR 25,000

Standard Chartered Visa Gold Card

    A Card designed to make life easier and more affordable for those who use it

5000 1000 42% 42%

FEATURES

- Globally acceptable Card

- Cashback on regular purchases

- Good for balance transferring

- VISA payment network

 

 

 

BENEFITS

- Additional travel insurance cover when you use your card for the ticket payment

- Offers a BTF rate of 2.50% (per month on MasterCard) and 2.75% (per month on Visa card)

- Zero loss liability and credit cover

- Gain 1 reward point for every PKR 50 spend

- Cash advance facility

 

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: The minimum monthly income should be  PKR 25,000

Standard Chartered MasterCard Easy Card

    A Card designed to offer the lowest charges with greater convenience

2,500 - 33% 36%

FEATURES

- Globally accepted card

- Lowest service charges and markup rates

- Use your card as ATM card

- MasterCard payment network

BENEFITS

- No cash advance fee for withdrawal of up to 90% of cash advance limit

- Facility of paying back your credit in easy installments

- Provisioning of Easy Credit cheque book for making payments through cheques

- Balance transfer facility

TO APPLY

- The Applicant must be 21-year-old

- The Applicant must be account holder of bank

- He should be Pakistani resident

- For Salaried Pearson: Not Mentioned By Bank

- For Self Employed:   Not Mentioned By

Askari Classic Card

    MasterCard

2000 Free 24 % 38.4 %

FEATURES

- Credit Shield

- Credit Card Insurance

- Worldwide Acceptability

- Balance Transfer Facility

- Discount and Promotions

Travel Inconvenience Cover

- Complimentary travel accident cover up to 4 Million covered up to Rs. 10,000 on flight delays, Rs.10,000 on baggage delays and Rs 20 thousand coverage for baggage loss

BENEFITS

- Cash withdrawal limits up to 90 %

- Avail special discount and promotions across Pakistan

Lounge Access

- Karachi, and Islamabad International airports

Reward Point

- Get 1 reward point national spend 50 PKR

- Get 1 reward point international spend 50 PKR

- Get 1 reward point spend 50 PKR on Grocery

- Get 1 reward point spend 50 PKR on Fuel

TO APPLY

- The Applicant must be 21 years old, a Pakistani national and an account holder of bank since last six months

- For Salaried Pearson: RS 25000 per month

- For Self Employed: RS 50000 per month

Page 1 of 2

Credit Card Comparison Guide

What is a 'Credit Card'

A credit card is a product issued by any Pakistani Bank providing the Card Owner an option to borrow money, normally when buying things at Point of Sale (POS) or when making online purchases. Credit Card provides a fixed limit that a card holder can use to make payments. This is usually used for the short-term lending purpose. Banks gives a fixed period of time to pay the funds back without incurring any additional charges. However, if the payment is not made within that period of time, an agreed interest rate is applied against the remaining balance. However, that interest rates starts approximately after one month a purchase is made.

Mawazna provides a facility to its customers to compare various card products based on their lifestyle needs. Some of the popular lifestyle categories are separated using  different tabs in the above comparison table i.e. 0% Balance Transfer, 0% on Purchases, Reward, Low APR, Cash Back, and Travel Abroad. Customers can match a card product based on their needs and contact Mawazna team to help them to get that product from a respective Financial Institution.

Credit Cards
Internet & Mobile

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The content provided by Mawazna.com is based on indicative information ONLY. The integrity of the information is reviewed and validated at regular intervals using the information available from free sources (websites, product catalogs) provided by banks/service providers and their helpdesk however product information, service charges, rates & fees are subject to change on time to time basis. Mawazna.com takes no responsibility of any such changes or any consequences arising from the use of or reliance on the content presented in this website. Therefore it is highly recommended that you should also make direct enquiries to the product providers/banks before buying a product. We aim to serve you impartially.