TPL Life Health Insurance at a Glance
TPL Life Insurance Limited offers state-of-the-art health insurance policies that cover medical expenses incurred due to hospitalization. TPL Life plans address the need of the diversified customer segments in Pakistan and can be purchased online by anyone through Mawazna.com. TPL Life offers various plans to serve the needs of individuals, the microfinance segment, and small to large corporations. TPL Life Health Insurance is a protection that covers your health care expenses when you are in a medical emergency. Health is the greatest blessing, and this policy ensures that you get the best treatment whenever needed in a hassle-free manner.
TPL Life offers its Sehat Zindagi, a comprehensive health insurance policy covering the insured and his family's medical expenses. Five plans (Tahaffuz, Rahat, Aafiyat, Salamti, and Aaram) are offered in the policy designed to ensure your wellness. These plans cover pre and post-hospitalization expenses, ICU room and board, specialized investigation, and ambulance services for you and your family.
With the TPL Life Health Insurance policy, you can get medical treatment at over 300 hospitals across Pakistan. Therefore, you need to buy this policy to cover your medical expenses without being concerned about your location in the country.
TPL Life Health Insurance - Sehat Zindagi Plans
The health insurance plans offered in TPL Sehat Zindagi are designed to ensure your peace of mind when you and your family face any medical emergency. With these plans, you need not be worried about arranging cash before visiting a hospital, as the company covers your medical expenses up to a specific limit. You get the benefits of cashless payment at a wide range of hospitals across Pakistan in this policy. TPL Sehat Zindagi covers personal health expenses, family health, hospitalization, and critical illness at its countrywide panel hospital network. The plans offered in TPL Sehat Zindagi are the following:
TPL Life Tahaffuz Plan
The Tahaffuz Plan is a basic TPL Sehat Zindagi plan, covering the hospitalization expenses for you and your family up to a specific limit. You get a room up to a limit along with the co-payment facility at non-panel hospitals in this plan.
TPL Life Rahat Plan
This is another basic TPL Sehat Zindagi plan, which covers the hospitalization expenses for you and your family within additional coverage limits. You get a room limit and a co-payment facility at non-panel hospitals in this plan.
TPL Life Aafiyat Plan
The Aafiyat Plan is a medium-range plan of TPL Sehat Zindagi, covering the hospitalization expenses for you and your family with an annual limit. This plan provides you access to hospitals' general ward, and you get a co-payment facility at non-panel hospitals.
TPL Life Salamati Plan
You can buy the Salamati Plan covering the hospitalization expenses for you and your family up to the offered limit. You get access to semi-private rooms and a co-payment facility at non-panel hospitals.
TPL Life Aaram Plan
The Aaram Plan is the most premium plan of TPL Sehat Zindagi, under which the hospitalization expenses for you and your family are covered up to the defined limit. It provides you access to private rooms and a co-payment facility at non-panel hospitals.
Coverages Offered by TPL Life Health Insurance
You and your family get the following coverages in TPL Sehat Zindagi:
- The policy aims at covering the expenses of ICU room and board
- TPL Sehat Zindagi covers up to 30 days of pre and post-hospitalization expenses
- Your ambulance services expenses are covered in the policy
- The costs of specialized investigation such as CT Scans, MRI, Thallium Scan, and Endoscopy are covered
- You get an optional maternity cover in TPL Sehat Zindagi
- The health insurance policy provides you the facility of co-payment at non-panel hospitals
What is not covered by TPL Life Health Insurance?
The following are the key exclusions of your TPL Life Health Insurance:
- The policy only covers any pre-existing medical conditions after its four years of consecutive renewal
- The policy does not cover any congenital illness, cosmetic treatment, and congenital disabilities
- Diagnostic tests of the insured as an inpatient
- Expenses arising from diseases like HIV and AIDS
- The costs of self-inflicted injury, drug abuse, alcohol addiction, hazardous sports, and attempting suicide
- TPL Life Health Insurance does not cover the expenses of donor treatment or surgery
- Injuries resulting from war, strikes, riots, nuclear weapon, and terrorism
- The policy does not cover any illness within 15 days of its inception except bodily injuries
- You do not get dental treatment expense coverage except accidental dental treatment coverage
- The expenses of vaccinations, antiretroviral drugs, preventive treatment, and hormones replacement therapy are not covered in TPL Life Health Insurance
- Optical and pet scan coverages
Where to Buy TPL Life Health Insurance?
Mawazna.com is Pakistan'sPakistan's leading digital insurance marketplaces where you can quickly buy your TPL Life Health Insurance. Here, you can compare the health insurance policies of the leading insurance companies in the country and buy the best policy yourself.
To buy your TPL Health Insurance through Mawazna.com, you need to follow the following steps:
- Visit Mawazna.com and click ''Health Insurance.''
- You need to provide the required information about your gender, family members to be covered (optional), city, coverage amount, and coverage type.
- You can click the ''Get a Quote'Quote' button and compare the available health insurance policies.
- Once you select your TPL Life Health Insurance plan, you can click the ''Buy Now'' button and pay its premium online.
- Your will receive your policy through email
Frequently Asked Questions about TPL Life Health Insurance
Q: What is covered under TPL Life Health Insurance?
Answer: The expenses of pre and post-hospitalization, ambulance services, specialized investigation, and ICU room and board are covered in TPL Life Health Insurance. In addition to this, you get an optional maternity cover.
Q: Why do I need TPL Life Health Insurance?
Answer: TPL Life Health Insurance is a protection that covers the health care expenses for you and your family.
Q: From where can I buy my TPL Life Health Insurance?
Answer: You can buy your TPL Life Health Insurance in a hassle-free way through Mawazna.com.
Q: How the premium of TPL Life Health Insurance is calculated?
Answer: The premium of TPL Life Health Insurance is calculated based on the insured's information.
Q: How can I find d a hospital in my city that is part of TPL Life Health Insurance?
Answer: Mawazna.com lists all the available hospitals in TPL Life Health Insurance, and you can find the panel hospitals within your city that are covered by TPL Life health insurance plans.
Q: What to do if I lose my TPL Life Health Insurance membership card?
Answer: You can contact the company directly if your TPL Life Health Insurance membership card is lost.
Q: How can I cancel my TPL Life Health Insurance?
Answer: You can cancel your TPL Life Health Insurance by directly contacting the company.
