Silk Bank Gold Credit Card

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Silk Bank Gold Credit Card

A card that can earn you discounts and cashback rewards with amazing BTF facility

Interest Rate / APR

41.99%

Chip Maintenance Fee
(Rs)

1,250

Cash Advance Fee
(Rs)

Rs. 1,000 or 3% whichever is higher

Annual Fee
(Rs)

8,000

Pros

- Free credit facility upto 51 days

- Unlimited discounts and cashback rewards points

- Offers you installment plans at various products and home appliances
Cons

- Beware of late fees charges involved with this card

- High interest rate however offers top-end benefits

Features

- Enjoy worldwide accessibility to approx. 29 Million plus places

- Withdraw advance cash up to 50% of your credit limit

- Enjoy up to 50% discounts at your favorite outlets

- Provides you balance transfer facility on 0% markup rate for first 12 months

- Pay your outstanding amount on easy monthly installment instead of the complete amount

- Get 6 supplementary cards for your family
Eligibility

Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

Maximum Credit Limit

Up to 5-6 times of salary
Interest Free Period

51 days
Balance Transfer Rate

27%
Cash Advance Fee Annual (PKR)

Rs. 1,000 or 3% whichever is higher
Cash Advance Rate (%)

41.99%
Rewards Program

Reward Points
Reward Points

1 reward point for every PKR 50 spend
Late Payment Fee (PKR)

1,800
Foreign Transaction Fee (PKR)

4.5%

Targeted For

Salaried Person and Businessmen
Min. Income for Salaried (PKR)

Salary requirement not stated by bank
Min. Income for Businessman (PKR)

Income requirement not stated by bank
Best Suitable For

Cashback and discounts
Minimum Age (Years)

21 Years
No. of Supplementary Cards

6
Payment Network

VISA
Loung Access

-

Additional Offers: 0.5% cashback on International & Local spend

Other Credit Cards from Silk Bank

Silk Bank Platinum Credit Card

APR 41.99%

Annual Fee Rs. 16,000

A card that can help you with enjoying a balancing lifestyle wherever you go

See Details

Silk Bank Classic Credit Card

APR 41.99%

Annual Fee Rs. 3,000

A card that offers you multiple cashback rewards and discounts

See Details

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