Silk Bank Gold Credit Card

A card that can earn you discounts and cashback rewards with amazing BTF facility 


Interest Rate / APR
 
40.99%
Chip Maintenance Fee
(Rs)
1,250
Cash Advance Fee
(Rs)
Rs. 1,000 or 3% whichever is higher
Annual Fee
(Rs)
5,000
  • Pros

    - Free credit facility upto 51 days

    - Unlimited discounts and cashback rewards points

    - Offers you installment plans at various products and home appliances

  • Cons

    - Beware of late fees charges involved with this card

    - High interest rate however offers top-end benefits

  • Features

    - Enjoy worldwide accessibility to approx. 29 Million plus places

    - Withdraw advance cash up to 50% of your credit limit

    - Enjoy up to 50% discounts at your favorite outlets

    - Provides you balance transfer facility on 0% markup rate for first 12 months 

    - Pay your outstanding amount on easy monthly installment instead of the complete amount

    - Get 6 supplementary cards for your family

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    Up to 5-6 times of salary

  • Interest Free Period

    51 days

  • Balance Transfer Rate

    27%

  • Cash Advance Fee Annual (PKR)

    Rs. 1,000 or 3% whichever is higher

  • Cash Advance Rate (%)

    41.99%

  • Rewards Program

    Reward Points

  • Reward Points

    1 reward point for every PKR 50 spend

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    4%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    Cashback and discounts

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    -

Additional Offers: 0.5% cashback on International & Local spend