Silk Bank Gold Credit Card

A card that can earn you discounts and cashback rewards with amazing BTF facility 


Interest Rate / APR
 
40.99%
Chip Maintenance Fee
(Rs)
1,250
Cash Advance Fee
(Rs)
1,000
Annual Fee
(Rs)
2,500
  • Pros

    - Free credit facility upto 52 days

    - Get silk bank credit card at zero annual fee

    - Enjoy! Cash back facility upto 1% by using Silk Bank Credit Card

    - Silk Bank card offer upto 50% discount on shopping and dining all over Pakistan

    - Globally access all over the world on minimum international transactions fee

    - Avail limit enhancement facility in case of emergency

  • Cons

    - Beware of late fees charges involved with this card

    - Cash advance withdrawal and charge per day interest

    - Any potential of being engaged with credit card fraud if not used wisely

  • Features

    - Home appliances product available on 6 months installment at 0% interest

    - Get 6 supplementary cards without annual fee

    - Get SMS alert and email of every transaction

    - Advance cash facility upto 50% against your credit card limit

    - Avail balance transfer facility at 0% markup

    - Discounts against online shopping with cash back rewards

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 40,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    350000

  • Interest Free Period

    51 days

  • Balance Transfer Rate

    27%

  • Cash Advance Fee Annual (PKR)

    1,000

  • Cash Advance Rate (%)

    41.99%

  • Rewards Program

    Reward Points

  • Reward Points

    1 reward point for every PKR 50 spend

  • Late Payment Fee (PKR)

    1500

  • Foreign Transaction Fee (PKR)

    4%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    40,000

  • Min. Income for Businessman (PKR)

    50,000

  • Best Suitable For

    Cashback and discounts

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    -

Additional Offers: 0.5% cashback on International & Local spend