HBL Platinum Credit Card

A Card designed to offer you complementary lifestyle services with better rewards and discounts


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
750 or 3% whichever is higher
Annual Fee
(Rs)
12,000
  • Pros

    - Free credit limit up to 51days

    - Free CIP lounge access

    - Avail unlimited discounts on hotel booking

    - Get 6 supplementary cards

    - Use your card for the foreign transaction and get rewards

  • Cons

    - Annual fee of Rs. 12,000/-

    - Beware of late fees charges involved with this card

    - High interest but offers good associate benefits

  • Features

    - Now watch every transaction with SMS alert service

    - Your card is globally access all over the world

     -Your card also helpful for online shopping with attractive discounts

    - Avail balance transfer facility at the lowest rate

    - Pay your utility bills with your credit card

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 100,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, bank statement, Letter from emoloyer

    Self-Employed / Businessmen:
    - Minimum income: Rs 150,000
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business,  bank statement, Proof of business 




Other Details

  • Maximum Credit Limit

    2,000,000

  • Interest Free Period

    51 days

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    750 or 3% whichever is higher

  • Cash Advance Rate (%)

    39%

  • Rewards Program

    HBL CreditCard Rewards Program

  • Reward Points

    3 reward point for every PKR 25 spend

  • Late Payment Fee (PKR)

    1250

  • Foreign Transaction Fee (PKR)

    3%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    100,000

  • Min. Income for Businessman (PKR)

    150,000

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    Worldwide lounges