HBL Platinum Credit Card

A card designed to offer you complementary lifestyle services with better rewards and discounts

Interest Rate / APR
Chip Maintenance Fee
Cash Advance Fee
1000 or 3% whichever is higher
Annual Fee
  • Pros

    - Free credit limit up to 51days

    - Annual fee will be waived on Rs,100,000 spendings within two months of the statement generation date

    - Free international airport lounge access through Visa Lounge Key

    - Avail unlimited discounts on hotel booking

    - Use your card for the foreign transaction and get rewards

  • Cons

    - High annual fee

    - Beware of late fees charges involved with this card

    - High interest rate however offers top-end benefits

  • Features

    - Now watch every transaction with SMS alert service

    - Provides you customer assistance services all over the world

    - Avail 10% - 25% discount on grocery, shopping malls, cosmetics and restaurants 

    - Avail balance transfer facility at the lowest rate

    - Pay your utility bills with your credit card

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, bank statement, Letter from emoloyer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business,  bank statement, Proof of business 

Other Details

  • Maximum Credit Limit


  • Interest Free Period

    51 days

  • Balance Transfer Rate


  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)


  • Rewards Program

    HBL CreditCard Rewards Program

  • Reward Points

    3 reward point for every PKR 25 spend

  • Late Payment Fee (PKR)


  • Foreign Transaction Fee (PKR)


  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards


  • Payment Network


  • Loung Access

    Worldwide lounges