- Free credit facility up to 51 days
- On spending more than Rs. 7,000 within two months of issuance of card the annual fee will be waived off
- Use your credit card against online shopping or hotel bookings
- You can also get 6 supplementary cards for your family
- Shop and pay later with minimum amount facility
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
- High interest but offers good associate benefits
- Any potential of being engaged with credit card fraud if not used wisely
- Pay other credit card dues by using JS Bank classic credit card
- Customer can also avail auto debit facility by JS Bank account
- Trace any transaction by SMS alert service
- Avail cash advance facility at lowest rates
- Avail additional discounts on promotions against JS Bank classic credit card
- Now your credit card brings you 0% balance transfer rate up to 12 month
Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
-
Interest Free Period
51 Days
Balance Transfer Rate
36%
Cash Advance Fee Annual (PKR)
1,800 or 3% whichever is higher
Cash Advance Rate (%)
48%
Rewards Program
Discounts
Reward Points
Get up to 65% discounts and amazing offers all across Pakistan
Late Payment Fee (PKR)
2,400
Foreign Transaction Fee (PKR)
4.5%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
Salary requirement not stated by bank
Min. Income for Businessman (PKR)
Income requirement not stated by bank
Best Suitable For
Discounts
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
-
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