JS Bank Classic Credit Card

A card that can help you with day to day expenses


Interest Rate / APR
 
45%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1200 or 3% whichever is higher
Annual Fee
(Rs)
0
  • Pros

    - Free credit facility up to 51 days

    - No annual fee

    - Use your credit card against online shopping or hotel bookings

    - You can also get 6 supplementary cards for your family

    - Shop and pay later with minimum amount facility

  • Cons

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

    - High interest but offers good associate benefits

    - Any potential of being engaged with credit card fraud if not used wisely

  • Features

    - Pay other credit card dues by using JS Bank classic credit card

    - Customer can also avail auto debit facility by JS Bank account

    - Trace any transaction by SMS alert service

    - Avail cash advance facility at lowest rates

    - Avail additional discounts on promotions against JS Bank classic credit card

    - Now your credit card brings you 0% balance transfer rate up to 12 month

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 35,000  
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 70,000
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    1200 or 3% whichever is higher

  • Cash Advance Rate (%)

    45

  • Rewards Program

    Discounts

  • Reward Points

    Get up to 65% discounts and amazing offers all across Pakistan

  • Late Payment Fee (PKR)

    1500

  • Foreign Transaction Fee (PKR)

    4%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    35,000  

  • Min. Income for Businessman (PKR)

    70,000  

  • Best Suitable For

    Discounts

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    -