JS Bank Gold Credit Card

A card that offers you amazing discounts, and better balance transfer rates

Interest Rate / APR
Chip Maintenance Fee
Cash Advance Fee
1,800 or 3% whichever is higher
Annual Fee
  • Pros

    - Free credit facility up to 51 days

    - On spending more than Rs. 7,000 within two months of issuance of card the annual fee will be waived off

    - The card offers 100% coverage against your life

    - Pay other cards dues with js bank gold credit cards

    - The card is globally accepted all over the world

    - Attractive discounts up to 60% off are waiting for you

    - You can also get 6 supplementary cards

  • Cons

    - Any potential of being engaged with credit card fraud if not used wisely

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

  • Features

    - Customer can also avail auto debit facility by JS Bank account

    - Trace any transactions by SMS alert service

    - Avail cash advance facility at lowest rates

    - Shop online anywhere by using JS Bank gold credit card

    - Strong VISA network globally accepted

    - Gather your all other credit cards bills and transfer by JS Bank Gold credit card

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

  • Maximum Credit Limit


  • Interest Free Period

    51 Days

  • Balance Transfer Rate


  • Cash Advance Fee Annual (PKR)

    1,800 or 3% whichever is higher

  • Cash Advance Rate (%)


  • Rewards Program


  • Reward Points

    Get up to 65% discounts and amazing offers all across Pakistan

  • Late Payment Fee (PKR)


  • Foreign Transaction Fee (PKR)


  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For


  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards


  • Payment Network


  • Loung Access