- Free credit facility up to 51 days
- On spending more than Rs. 7,000 within two months of issuance of card the annual fee will be waived off
- The card offers 100% coverage against your life
- Pay other cards dues with js bank gold credit cards
- The card is globally accepted all over the world
- Attractive discounts up to 60% off are waiting for you
- You can also get 6 supplementary cards
- Any potential of being engaged with credit card fraud if not used wisely
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
- Customer can also avail auto debit facility by JS Bank account
- Trace any transactions by SMS alert service
- Avail cash advance facility at lowest rates
- Shop online anywhere by using JS Bank gold credit card
- Strong VISA network globally accepted
- Gather your all other credit cards bills and transfer by JS Bank Gold credit card
Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
-
Interest Free Period
51 Days
Balance Transfer Rate
36%
Cash Advance Fee Annual (PKR)
1,800 or 3% whichever is higher
Cash Advance Rate (%)
48%
Rewards Program
Discounts
Reward Points
Get up to 65% discounts and amazing offers all across Pakistan
Late Payment Fee (PKR)
2,400
Foreign Transaction Fee (PKR)
4.5%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
Salary requirement not stated by bank
Min. Income for Businessman (PKR)
Income requirement not stated by bank
Best Suitable For
Discounts
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
-