JS Platinum Credit Card

A card designed to offer you premium lifestyle benefits, rewards, discounts and better balance transfer rates


Interest Rate / APR
 
45%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1,450 or 3% whichever is higher
Annual Fee
(Rs)
8,000
  • Pros

    - Free credit facility up to 51 days

    - JS Bank Platinum credit card help you to make your life style more comfortable

    - On spending more than Rs. 15,000 within two months of issuance of card the annual fee will be waived off

    - Free access CIP lounge by using JS Bank Platinum credit card

    - Globally accepted all over the world with strong VISA network

    - Travel with JS Bank Platinum credit card with attractive discounts

    - Book your flight or hotel no need to worry by using your card at different online portals

  • Cons

    - Minimum payment cannot reflect principal amount

    - Excessive use of card may put you in a large debt

    - Any potential of being engaged with credit card fraud if not used wisely

  • Features

    - Enjoy traveling with free access to CIP lounges

    - Unlimited offers and promotions on JS Bank Platinum credit card

    - Strong network VISA accepted all over the world

    - 1000+ outlets providing discount against your card

    - Avail JS Bank credit protector service which provides 100% coverage against your card.

    - Pay your card dues with minimum payment option

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    28%

  • Cash Advance Fee Annual (PKR)

    1,450 or 3% whichever is higher

  • Cash Advance Rate (%)

    45%

  • Rewards Program

    Discounts

  • Reward Points

    Get up to 65% discounts and amazing offers all across Pakistan

  • Late Payment Fee (PKR)

    2,000

  • Foreign Transaction Fee (PKR)

    4.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    CIP Lounges