Alfalah VISA Platinum Credit Card

A card that offers you finest privileges and lifestyle with amazing rewards and benefits


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
0
  • Pros

    - Free credit facility upto 51 days

    - Travel desk service Is available for Platinum cards holder

    - Maximum discounts available include dining and shopping

    - Free priority pass access to 1000+ Airport lounges

    - Free CIP lounge access on International flights from Pakistan

    - Platinum card holder can also avail the facility of concierge service

  • Cons

    - High interest but offers good associate benefits

    - Excessive use of the card may put you in a large debt

    - Beware of late fees charges involved with this card

  • Features

    - On international travels free CIP lounge access

    - Worldwide Accessibility about 30Million plus

    - By successful spending PKR 200 or FCY 200 and earn orbit points

    - Book your flights through travel desk service facility

    - Pay other Credit Card balance with Bank Alfalah Credit Cards

    - Minimum payment option available

    - The card offers different Installment plans form 3 months to 36 months for repayment

  • Eligibility

    Salaried Person:
    - Minimum salary requirement: Rs 100,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 150,000
    - Age Limit:  21 - 70 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    2,000,000

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    Jetsetter travel reward

  • Reward Points

    1 Orbit International & 0.50 Orbit Local on PKR 100

  • Late Payment Fee (PKR)

    1550 or 10% of amount whichever is higher

  • Foreign Transaction Fee (PKR)

    5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    100,000

  • Min. Income for Businessman (PKR)

    150,000

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    5

  • Payment Network

    VISA

  • Loung Access

    Enjoy priority pass for 6 international lounge visits & Free CIP lounges access