- Free credit facility up to 51 days
- Lowest markup rates up to 38%
- Globally accepted all over the world with strong network
- Enjoy exciting discounts that includes fine dining, shopping & world-class travelling
- The card is globally accepted all over the world
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
- Cost of borrowing is high
- On international travels free Complimentary Premier & CIP lounge access
- You can also avail exclusive discounts on shopping, dining or travelling
- The card offers different installment plans from 3 months to 36 months for repayment
- Avail balance transfer facility at the lowest rate
- Pay your utility bills with your credit card
Salaried Person:
- Minimum salary requirement: Rs 50,000 – Rs. 75,000
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Minimum income: Rs 75,000 – Rs. 100,000
- Age Limit: 21 - 70 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
2,000,000
Interest Free Period
51 Days
Balance Transfer Rate
24%
Cash Advance Fee Annual (PKR)
1,000 or 3% whichever is higher
Cash Advance Rate (%)
38
Rewards Program
Unlimited Cashback
Reward Points
Gain 1 reward point on local & 1.5 on international for every PKR 100 spend
Late Payment Fee (PKR)
1,550 or 10% of amount whichever is higher
Foreign Transaction Fee (PKR)
5%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
50,000
Min. Income for Businessman (PKR)
100,000
Best Suitable For
Frequent Travellers
Minimum Age (Years)
21 Years
No. of Supplementary Cards
4
Payment Network
American Express
Loung Access
FREE CIP & Complimentary Premier lounge