Menu
helpline : 03-111-222-461

Alfalah VISA Gold Credit Card

A card that offers you fabulous discounts, Rewards and other traveling benefits


Interest Rate / APR
 
45%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1,200 or 3% whichever is higher
Annual Fee
(Rs)
9,500

  • Pros

    - Free credit facility upto 51 days

    - Unlimited discounts

    - Get reward against Orbit Points

    - Free CIP lounge access

    - Installment plan promotion for purchase lifestyle products and home appliances

    - Cash advance facility

  • Cons

    - Excessive use of card may put you in a large debt

    - High interest rate however offers top-end benefits

    - Beware of the potential of being engaged with Credit Card fraud if not used wisely

  • Features

    - Transfer your other Credit Card balance with Bank Alfalah cards and pay into easy installments

    - Enjoy life and get discounts by using Bank Alfalah credit cards

    - The card offers different installment plans from 3 months to 36 months for repayment

    - The bank provides zero loss liability if information provided within a timeline

    - You can also avail supplementary card option

    - Earn Orbit Point and get rewards

    - Minimum payment option is also available

  • Eligibility

    Salaried Person:
    - Minimum salary requirement: Rs 50,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000
    - Age Limit:  21 - 70 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    499,999

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    26%

  • Cash Advance Fee Annual (PKR)

    1,200 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    Alfalah Orbit Rewards

  • Reward Points

    1 Orbit International & 0.50 Orbit Local on PKR 100

  • Late Payment Fee (PKR)

    1,850 or 10% of amount whichever is higher

  • Foreign Transaction Fee (PKR)

    5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    50,000

  • Min. Income for Businessman (PKR)

    50000

  • Best Suitable For

    Point accumulation & frequent travellers

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    CIP lounge




Other Credit Cards from Bank Alfalah



Monday to Friday 9 am –6pm

Mawazna03-111-222-461 80-C, Lahore Canal Bank Society,
2 KM Thokar Niaz Biag Lahore, Pakistan Mawazna[email protected]

© Copyright 2023 MAWAZNA.com . All rights reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.

The content provided by Mawazna.com is based on indicative information ONLY. The integrity of the information is reviewed and validated at regular intervals using the information available from free sources (websites, product catalogs) provided by banks/service providers and their helpdesk however product information, service charges, rates & fees are subject to change on time to time basis. Mawazna.com takes no responsibility of any such changes or any consequences arising from the use of or reliance on the content presented in this website. Therefore it is highly recommended that you should also make direct enquiries to the product providers/banks before buying a product. We aim to serve you impartially.


© Copyright 2024 MAWAZNA.com - All Rights Reserved

Bank Transfer COD JazzCash easypaisa Mastercard Visa