Alfalah VISA Gold Credit Card

A card that offers you fabulous discounts, Rewards and other traveling benefits


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
0
  • Pros

    - Free credit facility upto 51 days

    - Unlimited discounts

    - Get reward against Orbit Points

    - Free CIP lounge access

    - Installment plan promotion for purchase lifestyle products and home appliances

    - Cash advance facility

  • Cons

    - Excessive use of card may put you in a large debt

    - High interest but offers good associate benefits

    - Any potential of being engaged with Credit Card fraud if not used wisely

  • Features

    - Transfer your other Credit Card balance with Bank Alfalah cards and pay into easy installments

    - Enjoy life and get discounts by using Bank Alfalah credit cards

    - The card offers different installment plans form 3 months to 36 months for repayment

    - The bank provides zero loss liability if information provided within a timeline

    - You can also avail supplementary card option

    - Earn Orbit Point and get rewards

    - Minimum payment option is also available

  • Eligibility

    Salaried Person:
    - Minimum salary requirement: Rs 50,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000
    - Age Limit:  21 - 70 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    399,000

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    Alfalah Orbit Rewards

  • Reward Points

    1 Orbit International & 0.50 Orbit Local on PKR 100

  • Late Payment Fee (PKR)

    1500 or 10% of amount whichever is higher

  • Foreign Transaction Fee (PKR)

    5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    50000

  • Min. Income for Businessman (PKR)

    50000

  • Best Suitable For

    Point accumulation & occasionally travels

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    CIP lounge