- Free credit facility upto 51 days
- Unlimited discounts
- Get reward against Orbit Points
- Free CIP lounge access
- Installment plan promotion for purchase lifestyle products and home appliances
- Cash advance facility
- Excessive use of card may put you in a large debt
- High interest rate however offers top-end benefits
- Beware of the potential of being engaged with Credit Card fraud if not used wisely
- Transfer your other Credit Card balance with Bank Alfalah cards and pay into easy installments
- Enjoy life and get discounts by using Bank Alfalah credit cards
- The card offers different installment plans from 3 months to 36 months for repayment
- The bank provides zero loss liability if information provided within a timeline
- You can also avail supplementary card option
- Earn Orbit Point and get rewards
- Minimum payment option is also available
Salaried Person:
- Minimum salary requirement: Rs 50,000
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Minimum income: Rs 50,000
- Age Limit: 21 - 70 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
499,999
Interest Free Period
51 Days
Balance Transfer Rate
24%
Cash Advance Fee Annual (PKR)
1,000 or 3% whichever is higher
Cash Advance Rate (%)
40
Rewards Program
Alfalah Orbit Rewards
Reward Points
1 Orbit International & 0.50 Orbit Local on PKR 100
Late Payment Fee (PKR)
1,550 or 10% of amount whichever is higher
Foreign Transaction Fee (PKR)
5%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
50,000
Min. Income for Businessman (PKR)
50000
Best Suitable For
Point accumulation & frequent travellers
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
CIP lounge