Alfalah VISA Classic Credit Card

A card best suitable for young salaried customers


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
0
  • Pros

    - Free credit facility upto 51 days

    - Unlimited discounts

    - Get reward against Orbit Points

    - Installment plan promotion for purchase lifestyle products and home appliances

    - Minimum payment option

    - Cash advance facility

  • Cons

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

    - High interest but offers good associate benefits

  • Features

    - The card globally reaches all over the world more than 30 million ATM’s

    - You can also avail exclusive discounts on shopping, dining or travelling

    - The card offers different installment plans form 3 months to 36 months for repayment

    - The bank provides zero loss liability if information provided within timeline

    - You can also avail supplementary card option

    - For salaried person the credit limit will be Rs. 25,000/- to Rs. 125,000/-

    - For self employed / businessman minimum income Rs. 50,000 monthly with age 21 to 70 years

    - Don’t Worry ! about documentation there is minimum documentation requirement

  • Eligibility

    Salaried Person:
    - Minimum salary requirement: Rs 20,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000
    - Age Limit:  21 - 70 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    119,900

  • Interest Free Period

    0.00

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    Alfalah Orbit Rewards

  • Reward Points

    1 Orbit International & Local on PKR 200

  • Late Payment Fee (PKR)

    1550 or 10% of amount whichever is higher

  • Foreign Transaction Fee (PKR)

    5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    20000

  • Min. Income for Businessman (PKR)

    25000

  • Best Suitable For

    Young and salaried Persons

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    -