- Free credit facility upto 51 days
- Spend and avail 7% cash back
- Annual fee waiver premium for 1st year and 2nd year fee reversibility
- Alfalah Ultra Cash Back card allow 100+ discounts on different products
- Pay other Credit Card balance with Bank Alfalah Credit Cards
- Minimum payment option available
- Not targeted for travel related deals
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
- Get loan 80% of your credit card limit
- Also avail SMS alert fee in small fee
- Pay your Credit Card bill with Bank Alfalah account through auto debit facility
- You can also avail supplementary card option up to 6 cards
- The card accepted at 2.3 million ATM’s having globally accessibility
- Convert any transaction Rs. 3000 and above into easy installments
- Withdraw 50% cash of Credit Card limit
- Minimum payment option is also available
Salaried Person:
- Minimum salary requirement: Rs 20,000
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Minimum income: Rs 50,000
- Age Limit: 21 - 70 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
499,999
Interest Free Period
0.00
Balance Transfer Rate
26%
Cash Advance Fee Annual (PKR)
1,200 or 3% whichever is higher
Cash Advance Rate (%)
45
Rewards Program
CashBack
Reward Points
7% Cashback on 6 categories
Late Payment Fee (PKR)
1,850 or 10% of amount whichever is higher
Foreign Transaction Fee (PKR)
5%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
20,000
Min. Income for Businessman (PKR)
50,000
Best Suitable For
Earning Cashback
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
-