Alfalah Ultra Cashback Credit Card

Enjoy numerous benefits and privileges with cash back benefits and rewards


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
4,000
  • Pros

    - Free credit facility upto 51 days

    - Spend and avail 7% cash back

    - Annual fee waiver premium for 1st year and 2nd year fee reversibility

    - Alfalah Ultra Cash Back card allow 100+ discounts on different products

    - Pay other Credit Card balance with Bank Alfalah Credit Cards

    - Minimum payment option available

  • Cons

    - Not for traveling purpose

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

  • Features

    - Get loan 80% of your credit card limit

    - Also avail SMS alert fee in small fee

    - Pay your Credit Card bill with Bank Alfalah account through auto debit facility

    - You can also avail supplementary card option up to 6 cards

    - The card accepted at 2.3 million ATM’s having globally accessibility

    - Convert any transaction Rs. 3000 and above into easy installments

    - Withdraw 50% cash of Credit Card limit

    - Minimum payment option is also available

  • Eligibility

    Salaried Person:
    - Minimum salary requirement: Rs 20,000
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000
    - Age Limit:  21 - 70 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    119,900

  • Interest Free Period

    0.00

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    CashBack

  • Reward Points

    7% Cashback on 6 categories

  • Late Payment Fee (PKR)

    1500 or 10% of amount whichever is higher

  • Foreign Transaction Fee (PKR)

    5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    20000

  • Min. Income for Businessman (PKR)

    50000

  • Best Suitable For

    Earning Cashback

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    -