HBL Rutba Account

An account that offers financial independence to people above 55 years with multiple free facilities

Minimum Balance Required (Rs)
No Requirement
Minimum Amount Required (Rs)
Daily Withdrawal Limit
Annual Fee
Allowed Monthly Transactions

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  • Features

    - Profit is calculated on a monthly average balance 

    - No restriction on withdrawals and deposits every month

    - Interest rate is up to 6% based on the deposited amount and the term length

    - Joint account opening facility is also available

  • Benefits

    - Profit payment frequency is on monthly basis

    - No hassles to maintain a minimum monthly balance

    - FREE insurance coverage on maintaing Rs. 10,000 balance

    - FREE issuance of the first chequebook and Debit card

  • Eligibility

    Salaried Person:
    - Age Limit: Above 55 years 
    - Documents required: CNIC, Proof of employment

    - Age Limit: Above 55 years 
    - Documents required: CNIC, Proof of business

  • FAQ

    A savings account offers the easiest way to keep some of your money aside and earning interest or profit on that amount on regular basis.
    Yes, a savings account just like any other bank account allows you to conduct banking transactions. You also get access to ATM card, cheque book and online banking facility along with a savings account.
    Yes, normally the profit earned through a savings account is taxed at the source and deducted by the Bank before paying the remaining amount to you.
    No, there is no limit and you can withdraw your funds from your account any time. The profit is always paid on the amount that was present in your account during a certain period.

Other Details

  • Best Suitabe For

    Day to day savings

  • Target Age Group

    55 or above

  • Interest Rate / Profit Rate


  • Interest Calculation Frequency


  • Profit Payment Frequency


  • Currency of Account


  • Free ATM / Debit Card?

  • ATM Card Network

    VISA / Mastercard

  • Free Cheque Book?

  • Manage with App?

  • Branch Banking

  • Online Banking?