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HBL Al-Samarat Account

An account that offers multiple profit payout and tenures options for your investment


Minimum Balance Required (Rs)
25,000
Minimum Amount Required (Rs)
25,000
Daily Withdrawal Limit
(Rs)
Annual Fee
(Rs)
0
Allowed Monthly Transactions
-

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  • Features

    - Profit payment frequency is on a monthly, quarterly, semi-annually and maturity basis

    - The funds can be fixed for a tenor ranging from 1 month to 10 years

    - Interest rate varies from 8.89% to 9.60% based on the deposited amount and the term length

  • Benefits

    - Competitive rate of returns on long-term deposits

    - Option of early redemption is available

    - Minimum Rs. 25,000 average balance required to earn the profit

    - Multiple tenure for investment are available

  • Eligibility

    Salaried Person:
    - Age Limit: 18 - 70 years 
    - Documents required: CNIC, Proof of employment

    Self-employed/Businessmen:
    - Age Limit: 18 - 70 years 
    - Documents required: CNIC, Proof of business

  • FAQ

    Anyone who is a Pakistani resident individual, private and public limited companies, can use a term/fixed deposits account.
    You can use a fixed deposit account from 1 month up to 10 years of length. The profit rate will also be better if you deposit it for longer time periods.
    Yes, you can ask the bank to pay the profit on a monthly basis however the rate of interest or profit rate will only be charged or calculated on annual basis.
    Yes, you can withdraw your funds from your fixed term bank account however some banks may charge a penalty or a fee for early withdrawals than a fixed maturity date.

Other Details

  • Best Suitabe For

    Short to long term savings

  • Target Age Group

    18 - 70 years 

  • Interest Rate / Profit Rate

    9.6%

  • Interest Calculation Frequency

    -

  • Profit Payment Frequency

    Monthly

  • Currency of Account

    PKR

  • Free ATM / Debit Card?

  • ATM Card Network

    Mastercard / UnionPay

  • Free Cheque Book?

  • Manage with App?

  • Branch Banking

  • Online Banking?