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HBL Value Account

An ideal account for housewives and small business owners to earn profits on savings


Minimum Balance Required (Rs)
10,000
Minimum Amount Required (Rs)
10,000
Daily Withdrawal Limit
(Rs)
0
Annual Fee
(Rs)
1,000
Allowed Monthly Transactions
-

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  • Features

    - Profit payment frequency is on quarterly basis

    - Allowing two free withdrawals each month

    - Interest rate varies from 20.50% to 22.54% based on the deposited amount

    - Service charges are applied if minimum balance is less than Rs 10k

  • Benefits

    - Profit is calculated on monthly average balance 

    - Deposit up to Rs. 1,000,000 to get higher profit

    - No service charges on maintenance of minimum balance

    - Free monthly e-statements and internet banking

  • Eligibility

    Salaried Person: 
    - Age Limit: 21 - 60 years 
    - Documents required: CNIC,  Proof of employment

    Self-Employed / Businessmen:
    - Age Limit: 21 - 65 years 
    - Documents required: CNIC, Proof of Business 

  • FAQ

    A savings account offers the easiest way to keep some of your money aside and earning interest or profit on that amount on regular basis.
    Yes, a savings account just like any other bank account allows you to conduct banking transactions. You also get access to ATM card, cheque book and online banking facility along with a savings account.
    Yes, normally the profit earned through a savings account is taxed at the source and deducted by the Bank before paying the remaining amount to you.
    No, there is no limit and you can withdraw your funds from your account any time. The profit is always paid on the amount that was present in your account during a certain period.

Other Details

  • Best Suitabe For

    Day to day savings

  • Target Age Group

    21 - 65 years

  • Interest Rate / Profit Rate

    22.54%

  • Interest Calculation Frequency

    Monthly

  • Profit Payment Frequency

    Quarterly

  • Currency of Account

    PKR

  • Free ATM / Debit Card?

  • ATM Card Network

    Mastercard / UnionPay

  • Free Cheque Book?

  • Manage with App?

  • Branch Banking

  • Online Banking?

Additional Offers: Earn bonus rate on maintaining monthly average balance between PKR 10K to PKR 1 Million