UBL Visa Platinum Credit Card

This card is designed to praise your lifestyle with the highest levels of services


Interest Rate / APR
 
41.99%
Chip Maintenance Fee
(Rs)
Nill
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
11,000
  • Pros

    - Free credit limit up to 51 days

    - Free travel accident insurance up to 7 million coverage

    - Avail maximum discounts up to 50% on dining and shopping

    - Book your flight or hotel all over the world against credit card

    - You can also avail free valet parking at different cities of Pakistan

  • Cons

    - Beware of late fees charges involved with this card

    - Excessive use of the card may put you in a large debt

    - Minimum payment cannot impact on principal amount

  • Features

    - Free access to 1000+ CIP lounges with complementary pass

    - The card also offer life installment plans up to 36 months at low interest rates

    - Now your Credit Card brings you 0% balance transfer rate up to 12 months

     - Enjoy latest offer and promotions with attractive discounts

    - Free email alert facility of all transactions

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 100,000   
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 150,000   
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    Up to 5-6 times of salary

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    28%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    41.99%

  • Rewards Program

    Airmiles Reward Points

  • Reward Points

    Gain 3 reward point International & 1 point local on PKR 50 spend

  • Late Payment Fee (PKR)

    1500

  • Foreign Transaction Fee (PKR)

    4.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    100,000   

  • Min. Income for Businessman (PKR)

    150,000   

  • Best Suitable For

    Frequent flyers and for discounts

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    Enjoy priority Pass over 1,000 international VIP airport lounges & Free CIP lounge access

Additional Offers: Get up to 50% discount on various categories