UBL VISA Platinum Credit Card

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UBL Visa Platinum Credit Card

This card is designed to praise your lifestyle with the highest levels of services

Interest Rate / APR

44%

Chip Maintenance Fee
(Rs)

Nill

Cash Advance Fee
(Rs)

1000 or 3% whichever is higher

Annual Fee
(Rs)

16,000

Pros

- Free credit limit up to 51 days

- Unlimited discounts and rewards points

- Minimum payment option on the total outstanding balance
Cons

- Beware of late fees charges involved with this card

- Excessive use of the card may put you in a large debt

Features

- Enjoy complimentary access to over 1,000 VIP airport lounges Worldwide and CIP lounges access in Pakistan

- Get discount on Shopping, hotels and golf clubs worldwide

- Avail cash advance and balance transfer facility at the lowest rate

- Pay your outstanding amount on easy monthly installment instead of the complete amount

- Redeem your Airmiles reward points and purchase air tickets

- Enjoy worldwide accessibility of your Platinum card

- Get supplementary cards for your family
Eligibility

Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

Maximum Credit Limit

Up to 5-6 times of salary
Interest Free Period

51 Days
Balance Transfer Rate

28%
Cash Advance Fee Annual (PKR)

1000 or 3% whichever is higher
Cash Advance Rate (%)

44%
Rewards Program

Airmiles Reward Points
Reward Points

Gain 3 reward point International & 1 point local on PKR 50 spend
Late Payment Fee (PKR)

1700
Foreign Transaction Fee (PKR)

4.5%

Targeted For

Salaried Person and Businessmen
Min. Income for Salaried (PKR)

Salary requirement not stated by bank
Min. Income for Businessman (PKR)

Income requirement not stated by bank
Best Suitable For

Frequent flyers and for discounts
Minimum Age (Years)

21 Years
No. of Supplementary Cards

6
Payment Network

VISA
Loung Access

1,000 VIP airport lounges worldwide

Additional Offers: Get up to 50% discount on various categories

Other Credit Cards from UBL Bank

UBL Silver Credit Card

APR 44%

Annual Fee Rs. 4,000

A card that provides you free travel accidental insurance up to Rs. 3.5 Million with unique rewards program

See Details

UBL Gold Credit Card

APR 44%

Annual Fee Rs. 8,000

A card that provides you free travel accidental insurance up to Rs. 7 Million with unique rewards program

See Details

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