UBL Silver Credit Card

A card that provides you free travel accidental insurance up to Rs. 3.5 Million with unique rewards program


Interest Rate / APR
 
41.99%
Chip Maintenance Fee
(Rs)
Nill
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
3,500
  • Pros

    - Free credit limit up to 51 days

    - Free travel accident insurance up to 7 million coverage

    - Get 6 supplementary cards for your loved ones

    - Now you can purchase life insurance plan against your card

  • Cons

    - High interest but offers good associate benefits

    - Any potential of being engaged with credit card fraud if not used wisely

    - Beware of late fees charges involved with this card

  • Features

    - Avail hospitalization facility up to 8000/- per day in case of emergency

    - You can pay 5% minimum amount of total outstanding

    - Free email alert facility of all transactions

    - You can also avail cash advance facility nationwide

    - Now your Credit Card brings you 0% balance transfer rate unto 12 months

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 30,000   
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000    
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    Up to 5-6 times of salary

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    28%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    41.99%

  • Rewards Program

    UBL PSO Road Miles

  • Reward Points

    Get free fuel from any PSO outlet on spending Rs. 5000 or more

  • Late Payment Fee (PKR)

    1500

  • Foreign Transaction Fee (PKR)

    4.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    30,000   

  • Min. Income for Businessman (PKR)

    50,000   

  • Best Suitable For

    Discounts and rewards

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    6

  • Payment Network

    VISA

  • Loung Access

    -

Additional Offers: Get up to 50% discount on various categories