UBL Gold Credit Card

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A card that provides you free travel accidental insurance up to Rs. 7 Million with unique rewards program

Interest Rate / APR

41.99%

Chip Maintenance Fee
(Rs)

Nill

Cash Advance Fee
(Rs)

1000 or 3% whichever is higher

Annual Fee
(Rs)

8,000

Pros

- Free credit limit up to 51 days

- Provides you cash advance facility up to 70% of credit limit

- The card can be globally accessed all over the world
Cons

- High annual fee

- High interest but offers good associate benefits

- Beware of late fees charges involved with this card

Features

- Enjoy complimentary CIP lounges access in Pakistan

- Enjoy attractive discounts on shopping and dinning

- Avail cash advance and balance transfer facility at the lowest rate

- Payback your other credit card’s outstanding in equal installments of 3 to 36 months at lowest markup rate

- Provides you insurance cover against travel inconvenience and Medical related emergencies

- Pay your outstanding amount on easy monthly installment instead of the complete amount

- Avail various insurance plans through your card and secure your family future

- Get 6 supplementary cards for your family
Eligibility

Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

Maximum Credit Limit

Up to 5-6 times of salary
Interest Free Period

51 Days
Balance Transfer Rate

28%
Cash Advance Fee Annual (PKR)

1000 or 3% whichever is higher
Cash Advance Rate (%)

41.99%
Rewards Program

UBL PSO Road Miles
Reward Points

Get free fuel from any PSO outlet on spending Rs. 5000 or more
Late Payment Fee (PKR)

1600
Foreign Transaction Fee (PKR)

4.5%

Targeted For

Salaried Person and Businessmen
Min. Income for Salaried (PKR)

Salary requirement not stated by bank
Min. Income for Businessman (PKR)

Income requirement not stated by bank
Best Suitable For

Discounts and rewards
Minimum Age (Years)

21 Years
No. of Supplementary Cards

6
Payment Network

VISA
Loung Access

Free CIP lounges access

Additional Offers: Get up to 50% discount on various categories

Other Credit Cards from UBL Bank

UBL Silver Credit Card

APR 41.99%

Annual Fee Rs. 4,000

A card that provides you free travel accidental insurance up to Rs. 3.5 Million with unique rewards program

See Details

UBL Visa Platinum Credit Card

APR 41.99%

Annual Fee Rs. 12,000

This card is designed to praise your lifestyle with the highest levels of services

See Details

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