- Free credit limit up to 51 days
- Provides you cash advance facility up to 70% of credit limit
- The card can be globally accessed all over the world
- High annual fee
- High interest but offers good associate benefits
- Beware of late fees charges involved with this card
- Enjoy complimentary CIP lounges access in Pakistan
- Enjoy attractive discounts on shopping and dinning
- Avail cash advance and balance transfer facility at the lowest rate
- Payback your other credit card’s outstanding in equal installments of 3 to 36 months at lowest markup rate
- Provides you insurance cover against travel inconvenience and Medical related emergencies
- Pay your outstanding amount on easy monthly installment instead of the complete amount
- Avail various insurance plans through your card and secure your family future
- Get 6 supplementary cards for your family
Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
Up to 5-6 times of salary
Interest Free Period
51 Days
Balance Transfer Rate
28%
Cash Advance Fee Annual (PKR)
1000 or 3% whichever is higher
Cash Advance Rate (%)
41.99%
Rewards Program
UBL PSO Road Miles
Reward Points
Get free fuel from any PSO outlet on spending Rs. 5000 or more
Late Payment Fee (PKR)
1600
Foreign Transaction Fee (PKR)
4.5%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
Salary requirement not stated by bank
Min. Income for Businessman (PKR)
Income requirement not stated by bank
Best Suitable For
Discounts and rewards
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
Free CIP lounges access
Additional Offers: Get up to 50% discount on various categories