Standard Chartered Saadiq WorldMiles Credit Card

A best shariah compliant riba-free card for frequent travelers


Interest Rate / APR
 
0
Chip Maintenance Fee
(Rs)
-
Cash Advance Fee
(Rs)
1,000
Annual Fee
(Rs)
10,000
  • Pros

    - Riba-free services with worldwide acceptability

    - Provides you cash advance services

    - Avail unlimited cashback discounts on spending through card

  • Cons

    - 10,500 Monthly maintenance fee

    - Beware of late fees charges involved with this card

    - High fees however offers top-end benefits

  • Features

     Enjoy complimentary access to over 20 airport lounges Worldwide

    - Avail discount in UAE & Pakistan on various selected retail outlets

    - Get hotel and flight reservation through concierge service globally

    - Redeem your reward points and get free airline tickets

    - Avail balance transfer facility at the lowest charges

    - The card is globally accepted all over the world

    - Provides you alerts through email and SMS on every transaction

    - Get supplementary cards for your family

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    51

  • Balance Transfer Rate

    4,000

  • Cash Advance Fee Annual (PKR)

    1,000

  • Cash Advance Rate (%)

    -

  • Rewards Program

    Discounts

  • Reward Points

    Discount in UAE & Pakistan on various outlets

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    Frequent travelers

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    VISA

  • Loung Access

    20 airports lounges