Standard Chartered Saadiq Visa Platinum Card

A shariah compliant riba-free card with worldwide acceptability 


Interest Rate / APR
 
45%
Chip Maintenance Fee
(Rs)
-
Cash Advance Fee
(Rs)
1,000
Annual Fee
(Rs)
12,000
  • Pros

    - Riba-free services with worldwide acceptability

    - Provides you cash advance services

    - Avail unlimited cashback discounts on spending through card

  • Cons

    - No Monthly card maintenance fee

    - Beware of late fees charges involved with this card

    - High fees however offers top-end benefits

  • Features

    - Avail up to 5% cashback rewards on fuel, supermarkets and electronic outlets

    - Avail balance transfer facility at the lowest charges

    - The card is globally accepted all over the world

    - Get hotel and flight reservation through Platinum Travel Desk service globally

    - Avail car rental & Gift Assistance in Pakistan through Platinum Concierge services

    - Provides you Zero Loss Liability cover against any fraudulent activity through your card

    - Get supplementary cards for your family

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    51

  • Balance Transfer Rate

    45%

  • Cash Advance Fee Annual (PKR)

    1,000

  • Cash Advance Rate (%)

    -

  • Rewards Program

    Cashback

  • Reward Points

    Get up to 5% instant cashback on your transaction

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    VISA

  • Loung Access

    -