MCB Platinum Credit Card

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MCB Platinum Credit Card

The most reliable and competitive card having multiple features that makes your lifestyle better

Interest Rate / APR

40%

Chip Maintenance Fee
(Rs)

10,000

Cash Advance Fee
(Rs)

750 or 3% whichever is higher

Annual Fee
(Rs)

Pros

- Free credit facility up to 51 days

- Unlimited discounts and rewards points

- Up to 75% cash withdraw against your card limit

- Free CIP and VIP lounges access globally

- Redeem your rewards points by product available on i-shop catalogue
Cons

- High chip maintenance fee

- Beware of late fees charges involved with this card

- Excessive use of card may put you in a large debt

Features

- FREE CIP lounge access on international travel

- Enjoy worldwide accessibility to approx. 29 Million plus places

- Pay your outstanding amount on easy monthly installment instead of the complete amount

- Pay other credit card balance with MCB credit cards

- Provides you insurance cover against travel loss, Life, documents loss and fraudulent transactions through your card

- The card offers different Installment plans from 3 months to 36 months for repayment
Eligibility

Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer

Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

Maximum Credit Limit

-
Interest Free Period

0.00
Balance Transfer Rate

22%
Cash Advance Fee Annual (PKR)

750 or 3% whichever is higher
Cash Advance Rate (%)

40
Rewards Program

MCB i-Reward
Reward Points

1 reward point for every PKR 50 spend
Late Payment Fee (PKR)

1,500
Foreign Transaction Fee (PKR)

3%

Targeted For

Salaried Person and Businessmen
Min. Income for Salaried (PKR)

Salary requirement not stated by bank
Min. Income for Businessman (PKR)

Income requirement not stated by bank
Best Suitable For

High net worth individuals
Minimum Age (Years)

21 Years
No. of Supplementary Cards

-
Payment Network

VISA
Loung Access

VIP Lounges

Other Credit Cards from MCB Bank

MCB Classic Credit Card

APR 40%

Annual Fee Rs. 0

A card having exciting rewards and multiple benefits without any annual fee

See Details

MCB Gold Credit Card

APR 40%

Annual Fee Rs. 0

A card having multiple features with amazing discounts, Rewards and other benefits

See Details

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