MCB Platinum Credit Card

The most reliable and competitive card having multiple features that makes your lifestyle better


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
5,800
Cash Advance Fee
(Rs)
750 or 3% whichever is higher
Annual Fee
(Rs)
0
  • Pros

    - Free credit facility up to 52 days

    - Get reward point against Rs. 50 spend

    - The platinum cards make your life more comfortable

    - Attractive offers and promotions

    - Use your card against hotel booking, airline booking and online shopping

    - You can also avail 5% cash back offer

  • Cons

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

    - Minimum payment cannot impact on principal amount

  • Features

    - Your card offers free e-statement service to its card holders

    - The card also provides the free facility of travel insurance

    - Minimum payment amount facility is also available

    - The card can globally access all over the world

    - Buy and pay later with attractive offers and promotions

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 100,000  
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 150,000
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    0.00

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    750 or 3% whichever is higher

  • Cash Advance Rate (%)

    39

  • Rewards Program

    Discounts

  • Reward Points

    Get up to 40% discounts on various stores all across Pakistan

  • Late Payment Fee (PKR)

    1400

  • Foreign Transaction Fee (PKR)

    3%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    100,000  

  • Min. Income for Businessman (PKR)

    150,000  

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    VISA

  • Loung Access

    VIP Lounges