MCB Platinum Credit Card

The most reliable and competitive card having multiple features that makes your lifestyle better

Interest Rate / APR
Chip Maintenance Fee
Cash Advance Fee
750 or 3% whichever is higher
Annual Fee
  • Pros

    - Free credit facility up to 51 days

    - Unlimited discounts and rewards points

    - Up to 75% cash withdraw against your card limit

    - Free CIP and VIP lounges access globally

    - Redeem your rewards points by product available on i-shop catalogue

  • Cons

    - High chip maintenance fee

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

  • Features

    - FREE CIP lounge access on international travel 

    - Enjoy worldwide accessibility to approx. 29 Million plus places 

    - Pay your outstanding amount on easy monthly installment instead of the complete amount

    - Pay other credit card balance with MCB credit cards

    - Provides you insurance cover against travel loss, Life, documents loss and fraudulent transactions through your card

    - The card offers different Installment plans from 3 months to 36 months for repayment

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement

Other Details

  • Maximum Credit Limit


  • Interest Free Period


  • Balance Transfer Rate


  • Cash Advance Fee Annual (PKR)

    750 or 3% whichever is higher

  • Cash Advance Rate (%)


  • Rewards Program

    MCB i-Reward

  • Reward Points

    1 reward point for every PKR 50 spend

  • Late Payment Fee (PKR)


  • Foreign Transaction Fee (PKR)


  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards


  • Payment Network


  • Loung Access

    VIP Lounges