MCB Gold Credit Card

A card having multiple features with amazing discounts, Rewards and other benefits


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
4,000
Cash Advance Fee
(Rs)
750 or 3% whichever is higher
Annual Fee
(Rs)
0
  • Pros

    - Free credit facility up to 51 days

    - No annual fee and minimum balance transfer markup

    - Up to 50 % discounts on dining

    - Earn points and get rewards against it

    - Redeem your rewards points by product available on i-shop catalogue

    - Free access of CIP lounges more than 600

  • Cons

    - Any potential of being engaged with credit card fraud if not used wisely

    - Beware of late fees charges involved with this card

    - Excessive use of card may put you in a large debt

  • Features

    - Get SMS alerts and keep track your all transactions.

    - The card can be also used for online shopping with amazing discounts

    - Payback your other credit card’s outstanding in equal installments of 3, 6, 12, 18, 24, 30 or 36 months at lowest markup rate

    - The card also provides the free facility of travel insurance

    - Minimum payment amount facility is also available

    - The card can globally access all over the world

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    0.00

  • Balance Transfer Rate

    24%

  • Cash Advance Fee Annual (PKR)

    750 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    Discounts

  • Reward Points

    Get up to 40% discounts on various stores all across Pakistan

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    Discounts

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    VISA

  • Loung Access

    CIP Lounges