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MCB Gold Credit Card

A card having multiple features with amazing discounts, Rewards and other benefits


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
5,000
Cash Advance Fee
(Rs)
750 or 3% whichever is higher
Annual Fee
(Rs)
0

  • Pros

    - Free credit facility up to 51 days

    - Unlimited discounts and rewards points

    - Up to 75% cash withdraw against your card limit

    - Free access to CIP lounge

    - Redeem your rewards points by product available on i-shop catalogue

  • Cons

    - Beware of late fees charges involved with this card

    - Beware of the potential of being engaged with Credit Card fraud if not used wisely

  • Features

    - Pay your utility bill anytime with your card through i-Bill facility

    - The card can be also used for online shopping with amazing discounts

    - Payback your other credit card’s outstanding in equal installments of 3 to 36 months at lowest markup rate

    - Provides you insurance cover against travel loss, Life, documents loss and fraudulent transactions through your card

    - Pay your outstanding amount on easy monthly installment instead of the complete amount

  • Eligibility

    Salaried Person:
    - Salary requirement not stated by bank
    - Age Limit:  21 - 60 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Income requirement not stated by bank
    - Age Limit:  21 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    -

  • Interest Free Period

    0.00

  • Balance Transfer Rate

    22%

  • Cash Advance Fee Annual (PKR)

    750 or 3% whichever is higher

  • Cash Advance Rate (%)

    40

  • Rewards Program

    MCB i-Reward

  • Reward Points

    1 reward point for every PKR 50 spend

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    Salary requirement not stated by bank

  • Min. Income for Businessman (PKR)

    Income requirement not stated by bank

  • Best Suitable For

    Rewards and Discounts

  • Minimum Age (Years)

    21 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    VISA

  • Loung Access

    CIP Lounges




Other Credit Cards from MCB Bank



Monday to Friday 9 am –6pm

Mawazna03-111-222-461 80-C, Lahore Canal Bank Society,
2 KM Thokar Niaz Biag Lahore, Pakistan Mawazna[email protected]

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