- Free credit limit up to 51days
- Annual fee will be waived on Rs.14,000 spendings within two months of the statement generation date
- Unlimited rewards against spending
- Enjoy discounts up to 25% on shopping and dining
- Get 6 supplementary cards for your family
- High interest rate however offers top-end benefits
- Beware of late fees charges involved with this card
- Enjoy attractive discounts on shopping and dinning
- Enjoy worldwide accessibility to approx. 22 Million plus places
- Pay your outstanding amount on easy monthly installment instead of the complete amount
- Avail cash advance and balance transfer facility at the lowest rate
- FREE insurance that provides you coverage against any major mishap
Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, Bank statement, Letter from employer
Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement
Maximum Credit Limit
149,000
Interest Free Period
51 Days
Balance Transfer Rate
24%
Cash Advance Fee Annual (PKR)
1000 or 3% whichever is higher
Cash Advance Rate (%)
42%
Rewards Program
HBL CreditCard Rewards Program
Reward Points
1 reward point for every PKR 25 spend
Late Payment Fee (PKR)
1,600
Foreign Transaction Fee (PKR)
4%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
Salary requirement not stated by bank
Min. Income for Businessman (PKR)
Income requirement not stated by bank
Best Suitable For
Discounts and Rewards
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
-