- Free credit limit up to 51 days
- Annual fee will be waived on Rs,50,000 spendings within two months of the statement generation date
- Free CIP lounge access
- Unlimited rewards against spending
- Get supplementary cards for your family
- Beware of late fees charges involved with this card
- Excessive use of card may put you in a large debt
- Shop and pay later in easy monthly installments
- Get SMS alert on every transaction in small fee
- The card can be globally accessed all over the world
- Pay other credit card balance with HBL credit card at the lowest rate
- FREE insurance that provides you coverage against any major mishap
Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, bank statement, Letter from employer
Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, Bank statement, Proof of business
Maximum Credit Limit
400,000
Interest Free Period
51 Days
Balance Transfer Rate
24%
Cash Advance Fee Annual (PKR)
900 or 3% whichever is higher
Cash Advance Rate (%)
40%
Rewards Program
HBL CreditCard Rewards Program
Reward Points
1 reward point for every PKR 25 spend
Late Payment Fee (PKR)
1,600
Foreign Transaction Fee (PKR)
3%
Targeted For
Salaried Person and Businessmen
Min. Income for Salaried (PKR)
Salary requirement not stated by bank
Min. Income for Businessman (PKR)
Income requirement not stated by bank
Best Suitable For
Discounts and Rewards
Minimum Age (Years)
21 Years
No. of Supplementary Cards
6
Payment Network
VISA
Loung Access
CIP lounges