Faysal Bank Islami Noor Velocity Credit Card

A stylishly designed card with multiple rewards and discount features


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1,000 or 3% whichever is higher
Annual Fee
(Rs)
6,000
  • Pros

    - Fully Shariah Compliant Card

    - Free credit limit up to 55 days

    - Get 3x reward points on spending

  • Cons

    - Beware of late fees charges involved with this card

  • Features

    - Redeem your accumulated reward points over 300+ retail partners

    - Get exclusive discounts on dining, shopping or travelling across Pakistan

    - 0% Installment plan is available on various products with no early settlement charges

    - Get 3x rewards points on social service and charitable organizations spending

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 30,000
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 50,000
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    200,000

  • Interest Free Period

    55 days

  • Balance Transfer Rate

    32.4%

  • Cash Advance Fee Annual (PKR)

    1,000 or 3% whichever is higher

  • Cash Advance Rate (%)

    39%

  • Rewards Program

    Reward Points

  • Reward Points

    3x reward point on Donations & Charities

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    30,000

  • Min. Income for Businessman (PKR)

    50,000

  • Best Suitable For

    Rewards point accumulation

  • Minimum Age (Years)

    18 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    Mastercard

  • Loung Access

    -