Faysal Bank Islami Noor Platinum Credit Card

An islamic card that offers you luxury lifestyle with unique reward program


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
Nil
Cash Advance Fee
(Rs)
1,000 or 3% whichever is higher
Annual Fee
(Rs)
17,000
  • Pros

    - Fully Shariah Compliant Card

    - Credit limit up to 55 days

    - Avail unlimited offers and discounts worldwide

     

  • Cons

    - High annual fee

    - Beware of late fees charges involved with this card

    - Excessive use of the card may put you in a large debt

  • Features

    - Offers you complementary lifestyle combined with a number of high-end benefits

    - Enjoy complimentary access to over 25+ airport lounges Worldwide

    - Withdraw advance cash from Credit Card and pay into easy installments

    - 0% Installment plan is available on various products with no early settlement charges

    - Shop online anywhere by using Islami Noor Platinum credit card

    - Redeem your reward points over 300+ retail partners outlets

    - Redeem your reward points by paying in the charitable organization

    - Strong Mastercard network globally accepted

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 200,000 
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 200,000 
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    700,000

  • Interest Free Period

    55 Days

  • Balance Transfer Rate

    32.4%

  • Cash Advance Fee Annual (PKR)

    1,000 or 3% whichever is higher

  • Cash Advance Rate (%)

    39%

  • Rewards Program

    Reward Points

  • Reward Points

    3x reward point on Donations & Charities

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    200,000 

  • Min. Income for Businessman (PKR)

    200,000 

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    18 Years

  • No. of Supplementary Cards

    -

  • Payment Network

    Mastercard

  • Loung Access

    Complimentary International & local Airport