What is covered by car insurance?

It depends on the type of car insurance you have purchased. However, most policies cover the damages to the car (yours and 3rd party), medical expense (yours and 3rd party), damages to the property. In case of an uninsured/underinsured motorist, the car insurance policy will cover your whole expense.  

Also, you may get roadside assistance which is the removal of your vehicle from the accident site and rental reimbursement i.e. the fee to arrange an alternative vehicle until your car is being repaired.

However, there are different types of auto insurance available in Pakistan by different auto insurance companies. The coverage of each auto insurance policy depends on the type and insurance provider.