Can auto insurance companies deny claims?

Yes, your car insurance provider can deny a claim. But there are a number of reasons for any such denial. A few plausible scenarios have been mentioned here;

  -  A fraud where an accident or damage has been fabricated.

  -  A claim for the coverage that your policy doesn’t provide.

  -  Spending on your vehicle unnecessarily like a fancy sticker or something.

  -  If you failed to pay the on time, your insurance will be suspended until you pay all the outstanding payments. During the suspension period, if you file any claim, it will be denied automatically.