Baggage delay is the late arrival of your baggage due to any reason at the airport or at your destination. Most probably the delay is caused as the baggage is redirected to another location or wrong plan or it may be delayed due to stopovers. Your travel insurance policy provides coverage for the baggage delays since such delays may have impact or risks towards your personal and business engagements. In any such cases, always get in touch with the airline service agent to submit the loss of luggage or baggage delay report. Depending on the routes, a baggage delay may cause a number of days to get your baggage in hand therefore, it is critical for your stay at the destination.