Pre Hospitalization Expenses
Such expenses include various fees & charges incurred towards any medical examinations and tests before an individual is admitted in a hospital for his/her treatment. Occasionally, Doctors would like to conduct a few tests and examinations to diagnose the health condition of a person before they can suggest someone to get hospitalized for the treatment. Most of the insurance companies offer cover for the maximum of 30 days for pre-hospitalization expenses however your policy may offer a different cover based on the plan you purchase.
Post Hospitalization Expenses
Such expenses include various fees & charges incurred by an individual towards any medical treatment after being admitted in a hospital for his/her medical treatment. The potential expenses may cover any examinations and tests, Doctors consultation fee, surgical expenses and medication etc. Most of the Pakistani insurance companies provide coverage for actual expenses incurred under post hospitalization however the number of days covered post admission, may be different based on the plan offerings by the insurance companies. You as a prospective Policy Holder must review the detailed terms & conditions of a health insurance plan along with all inclusions and exclusions for making a right decision when buying an insurance plan.
