About UAE Travel Insurance 

The United Arab Emirates (UAE) is among the most popular tourist destinations all around the world. The UAE is a federation of seven emirates, including Sharjah, Abu Dhabi, Dubai, Fujairah, Umm Al Quwain, Ras Al Khaimah, and Ajman. The country is located on the southern end of the Arabian Peninsula and shares its border with Saudi Arabia in the south and west and Oman in the east. 

Many Pakistanis are traveling to the UAE for multiple purposes like employment, business, and vacations. It offers several popular tourist destinations, including mesmerizing deserts and enormous skyscrapers. As a traveler, you want to protect yourself against any risks so that you can enjoy your trip to the UAE. Therefore, purchasing a UAE travel insurance plan helps you in enjoying your trip to its fullest. 

The UAE travel insurance is a protection that protects you against any unexpected adversities. It aims to cover unforeseen expenses arising from loss of passport, hospitalization, personal accident, and medical evacuation. In addition to this, it provides you coverage for loss of check-in baggage and trip cancellation for your peace of mind. 

Why should I Buy Travel Insurance for UAE? 

From the mesmerizing Arabian Sea to glorious deserts, the UAE is a land of different terrains that make it popular among travelers worldwide. The capital city Abu Dhabi is the oil industry hub, while Dubai is its financial and commerce center. In addition to this, its beaches and luxurious resorts are a point of attraction for millions throughout the world. 

Buying UAE travel insurance is mandatory for you before availing of any travel insurance benefits in the country these days. UAE travel insurance protects you against any travel-related risks that can spoil your trip. You can avail of multiple benefits under this travel insurance to stay safe in unforeseen incidents. 

It has been advised to all Pakistani travellers to buy travel insurance for the UAE before taking their next trip. As medical expenses are exorbitant in the UAE, you need to purchase UAE travel insurance to cover yourself against any health-related emergency. It also provides you with other coverages such as travel cover. 

Coverages under UAE Travel Insurance 

The following are the coverages under UAE travel insurance: 

  • Emergency Medical Expenses: get coverage for cashless hospitalization, accidental death, emergency dental care, repatriation due to illness or accident, injury, visit of an immediate family member, and repatriation of mortal remains 
  • Travel Cover: avail coverage for flight delay, trip cancellation, trip delay, urgent messages, and connection services  
  • Baggage Insurance: get protection for loss of check-in baggage, loss of passport, and loss of credit card 

Exclusions under UAE Travel Insurance 

The following are the exclusions under UAE travel insurance: 

  1. Expenses of any pre-existing medical conditions, self-inflicted injuries, personal accidental death like suicide, and cosmetic treatment
  2. Theft or loss of passport that is not reported within 24 hours
  3. Expenses arising due to participation in harmful sports, confiscation or detention by officials, fines, penalties, and punitive damages 
  4. Costs of injuries due to the act of terrorism, invasion, and war 

Types of Travel Insurance UAE 

The following are the types of travel insurance UAE: 

A - Single Trip UAE Travel Insurance: it can be purchased by Pakistani nationals who are visiting the UAE to spend vacations, study purposes, and meeting family or friends 

B- Multi-Trip UAE Travel Insurance: it can be bought by Pakistani citizens who are travelling to the UAE multiple times a year for business purposes and visiting families 

How to Buy UAE Travel Insurance? 

As it is mandatory for you to buy UAE travel insurance before travelling to the UAE, a travel insurance aggregator like Mawazna.com offers you a safe and easy platform to purchase this insurance policy. You can compare and review multiple travel insurance policies of all the major insurers at Mawazna.com. We provide you with the opportunity to purchase a UAE travel insurance plan yourself. You can pay the premium cost of your travel insurance for the UAE online through Mawazna.com and get its soft copy via email without any delays. 

Who can Purchase UAE Travel Insurance? 

All Pakistani citizens up to the age of 60 years can purchase the UAE travel insurance policy. However, if you travel to the UAE for study purposes, you can buy travel insurance if you are aged between 16 years and 45 years. 

Providers of UAE Travel Insurance in Pakistan 

The providers of UAE travel insurance in Pakistan are the following: 

  1. TPL Insurance 
  2. Adamjee Insurance 
  3. EFU General Insurance 
  4. Askari Insurance 
  5. SPI Insurance 
  6. UIC Pakistan 
  7. Pak-Qatar General Takaful 
  8. Habib Insurance 
  9. Jubilee General Insurance 

UAE Travel Insurance – FAQs 

Q: Is it mandatory for me to purchase travel insurance for the UAE Visa?

Answer: Yes. Since the outbreak of the Covid-19 pandemic, a travel insurance policy is mandatory to obtain the UAE Visa. You can protect yourself against any unfortunate event during travel to the UAE by purchasing a travel insurance policy. 

Q: How much do I need to pay for my UAE travel insurance? 

Answer: You can compare a wide range of UAE travel insurance plans at Mawazna.com and pay the premium cost of your plan online. The premium cost of your travel insurance plan depends on your age, trip duration, number of trips, and coverage. 

Q: Is OPD covered in my UAE travel insurance? 

Answer: OPD is not offered by travel insurance as you will be covered against any accidental or emergency hospitalization expenses only.