Compare & Apply For The Best Personal Loan Deals in Pakistan

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 3 Million payable in 12 to 48 months instalments

- Interest rate varies based on your credit rating and personal circumstances

- Avail Loan top-up and balance transfer facility

BENEFITS

- Quick processing with minimal paperwork

- Avail multiple repayment options

- No collateral requirement

- Special discounts for existing customers

- Save your time and money by pre & partial payment facility

TO APPLY

Salaried Person: 
- Minimum salary Requirement: Rs. 25,000
- Age Limit: 21 - 60 years 
- Documents required: CNIC, Salary Slips & 6 months Bank Statement

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 3 Million payable in 12 to 48 months instalments

- Interest rate varies based on your credit rating and personal circumstances

- Avail Loan top-up and balance transfer facility

BENEFITS

- Quick processing with minimal paperwork

- Avail multiple repayment options

- No collateral requirement

- Special discounts for existing customers

- Save your time and money by pre & partial payment facility

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 50,000
- Age Limit: 21 - 65 years 
- Documents required: CNIC, 6 months Bank Statement

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 3 Million payable in 12 to 48 months instalments

- Interest rate varies based on your credit rating and personal circumstances

- Avail Loan top-up and balance transfer facility

BENEFITS

- Quick processing with minimal paperwork

- Avail multiple repayment options

- No collateral requirement

- Special discounts for existing customers

- Save your time and money by pre & partial payment facility

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 50,000
- Age Limit: 21 - 65 years 
- Documents required: CNIC, 6 months Bank Statement

FEATURES

- Fixed rate of interest product

- Avail a loan ranging from Rs. 25K to Rs. 2 Million payable in 12 to 48 months instalments

- Interest rate varies upto 30% based on your credit rating and personal circumstances

- Specially designed for individuals whose salaries are credited in UBL   

BENEFITS

- Free Complimentary Credit Insurance for customers 

- 24/7 free phone banking facility 

- No, any collateral or security requirement

- Processing fee will be deducted from the loan amount after approval of loan

- In case of multiple sources of income, the aggregated income is considered

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 25,000 (credited in UBL account)
- Age Limit: 21 - 60 years 
- Documents required: Employment letter, 12 months bank statement, Authorization letter

 Self-Employed / Businessmen: Not Offered

FEATURES

- Variable interest rate product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from KIBOR+14% to KIBOR+16% based on credit rating and personal circumstances   

- For customers new to MCB, in order to be eligible, good credit history is required maintained through other banks

BENEFITS

- Save your time and money by pre & partial payment facility

- Low income requirements for Govt. and Armed forces officers 

- No processing fees payable before loan approval

- Competitive interest rates for clean credit history customers

- No collateral requirement

TO APPLY

Salaried Person:
- Minimum Salary Requirement: Rs. 30,000 - Rs. 40,000
- Age Limit: 21 - 65 years 
- Documents required: CNIC, Copy of salary statement account in MCB

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments 

- Interest rate varies from up to 1 year KIBOR + 22% based on your credit rating and personal circumstances

- Early settlement and loan enhancements facility 

BENEFITS

- Loan approval within 10 days after submission of all documents

- Save your time and money by pre & partial payment facility

 - No collateral requirement

- No processing fees will be charged before loan approval

TO APPLY

Salaried Person: 

- Minimum Salary Requirement: Rs. 40,000
- Age Limit:  21- 65 years 
- Documents required: CNIC, Salary slips, Bank statement 

Self-Employed / Businessmen: Not Offered 
 

FEATURES

- Fixed rate interest product

- Avail a loan Up to 20 net take home salaries (up to 3 million payable in up to 60 months instalments

- NBP Advance Salary is for NBP account holders only

BENEFITS

- Offering loan at lowest markup rate 

- No, any collateral or security requirement

- Quick processing and fast disbursement

- Minimum income and documentation requirements 
 

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 6,000 - Rs. 7000
- Age Limit:  21 - 59 years 
- Documents required: CNIC, Salary slip, Must be permanent employees of Govt. Armed forces, Local bodies or semi Govt

Self-Employed / Businessmen: Not Offered

FEATURES

- Variable rate interest product

- Avail a loan Up to Rs. 1 Million payable in 12 to 60 months installments

- APR is charged as of KIBOR+10% to 12% to all customers

 - This loan product is available for corporate account holders of listed companies ONLY

- Currently only offered in Karachi, Lahore, Rawalpindi, Islamabad and Hyderabad

BENEFITS

- Enjoy FREE life insurance up to loan outstanding amount

- Offering attractive and lowest markup rates

- No processing fee until loan approval

- Per and partial payment option are available

- Hassle free and fast processing on your loan application

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 25,000 to 40,000
- Age Limit:  21 - 60 years 
- Documents required: CNIC, Salary slip, Min 1 year in current employment or 2 years of continuous employment with permanent status

Self-Employed / Businessmen: Not Offered 

FEATURES

- Fixed-rate interest product

- Avail a loan ranging from Rs. 30K to Rs. 4 Million payable in 12 to 60 months installments

- Interest rate varies upto 38% based on your loan term and personal circumstances

- Top-up facility available on existing personal loans

BENEFITS

- Loan approval within 10 days after submission of all documents

 - No collateral & security requirement

- No processing fees will be charged before loan approval

- Save your time and money by pre payment facility

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 25,000 - Rs. 50,000 
- Age Limit:  21 - 60 years 
- Documents required: CNIC, Salary slip,1-year employment history 

Self-Employed / Businessmen: Not Offered 

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 1 Million payable in 12 to 60 months installments

- Early settlement and loan enhancement facilities available

- Specially designed for individuals whose salaries are credited in BOP

BENEFITS

- Offering customer with free life insurance coverage 

- Save your time and money by pre & partial payment facility 

- No restriction on work experience or employment limit 

- No processing fee will be charged if the case is declined 
 

TO APPLY

Salaried Person:
- Minimum Salary Requirement: Rs. 14,000 (Govt.employees) Rs. 50,000 (Non-Govt employees)
- Age Limit:  19 - 59 years 
- Documents required: CNIC,  Salary slip, Bank statement, one personal guarantee of equivalent or senior grade of Govt.employee

Self-Employed / Businessmen: Not Offered

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 25K to Rs. 3 Million payable in 12 to 48 months instalments

- Interest rate varies up to to 35.99% based on your credit rating and personal circumstances

- Salary account should be maintained at least for 12 months with HBL

BENEFITS

- Quick processing with minimal paperwork

- Minimal documentation is required for loan processing

- Avail Loan top-up and balance transfer facility

- Competitive and lowest interest rate for HBL App users

TO APPLY

Salaried Person: 
- Minimum salary Requirement: Rs. 30,000 to 50,000
- Age Limit: 21 - 60 years 
- Documents required: CNIC, Salary Slips & 6 months Bank Statement

Self-Employed / Businessmen: Not Offered 

FEATURES

- Islamic rate base product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 6 to 60 months instalments

- Complete Sharia based financing with easy monthly instalments  

- Use balance transfer facility to pay off your existing conventional loan

- Loan facility is available in all major cities of Pakistan

BENEFITS

- 100% Sharia based financing to your immediate cash needs

- Save your time and money by pre & partial payment facility 

- Use balance transfer facility to avail low rates on offer

- Quick processing with minimal paperwork

- Affordable and competitive equal monthly instalments
 

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 30,000 to 40,000  
- Age Limit: 25 - 65  years 
- Documents required: CNIC, Salary slip,  Employment history, Bank Statement

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 25K to Rs. 2 Million payable in 12 to 60 months installments

- Interest rate varies from 28% to 32% based on credit rating and personal circumstances   

- Available for basic needs including child marriage, education and other unplanned expenses

BENEFITS

- Early settlement facilities available

- Loan Top up facilities

- Requirements of minimum documentation

- Quick and easy processing

- Best loan for salaried individuals with low monthly income

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 40,000 
- Age Limit: 21 - 65 years 
- Documents required: CNIC, Salary slips, Bank statement Only available for salaried individuals
Only available for salaried individuals.

FEATURES

- Fixed rate interest product

- Avail a loan amount up to Rs. 2 Million payable in 12 to 60 months installments

- Interest rate varies 1 Year Kibor + 6% to 7% based on your credit rating and personal circumstances

- Salary account should be maintained at least for 15 months with FWBL

BENEFITS

- Save your time and money by pre & partial payment facility

- Minimal documentation is required for loan processing

- Equal and easy monthly installments

- Competitive and lowest interest rate for FWBL customers

TO APPLY

Salaried Person:
 - Minimum Salary Requirement: Rs. 8,000
 - Age Limit: 21 - 60 years 
- Documents required: CNIC, Salary slips, Bank statement 
Only available for salaried individuals

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from 28% to 38% based on your credit rating and personal circumstances

- A multi purpose loan for any basic need including education, House renovation or any unexpected expenses

BENEFITS

- Save your time and money by pre & partial payment facility 

- Free Faysal pocket mate Visa Debit Card and current account 

- Processing fee will be deducted from the loan amount after approval of loan

- No collateral requirement

- Easy and flexible monthly instalment options 

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 40,000 - Rs. 45,000
- Age Limit: 21 -  65 years 
- Documents required: CNIC, NTN, 6 month Bank statement 

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from 28% to 38% based on your credit rating and personal circumstances

- A multi purpose loan for any basic need including education, House renovation or any unexpected expenses

BENEFITS

- Save your time and money by pre & partial payment facility 

- Free Faysal pocket mate Visa Debit Card and current account 

- Processing fee will be deducted from the loan amount after approval of loan

- No collateral requirement

- Easy and flexible monthly instalment options 

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 40,000 - Rs. 45,000
- Age Limit: 21 -  65 years 
- Documents required: CNIC, NTN, 6 month Bank statement 

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from 28% to 38% based on your credit rating and personal circumstances

- A multi purpose loan for any basic need including education, House renovation or any unexpected expenses

BENEFITS

- Save your time and money by pre & partial payment facility 

- Free Faysal pocket mate Visa Debit Card and current account 

- Processing fee will be deducted from the loan amount after approval of loan

- No collateral requirement

- Easy and flexible monthly instalment options 

TO APPLY

 Salaried Person: 
- Minimum Salary Requirement: Rs. 30,000
- Age Limit:  21 -  60 years 
- Documents required: CNIC, Salary Slip, Bank statement 

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from KIBOR+13% to KIBOR+22% based on your credit rating and personal circumstances

- A multi purpose loan for any basic need including education, House renovation or any unexpected expenses

BENEFITS

- Save your time and money by pre & partial payment facility 

- Free Faysal pocket mate Visa Debit Card and current account 

- No need to pay processing fee it will be deducted from the loan amount

- No collateral requirement

- Easy and flexible monthly instalment options 

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 30,000
- Age Limit:  21 -  60 years 
- Documents required: CNIC, Salary Slip, Bank statement 

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from KIBOR+ upto 22% based on your credit rating and personal circumstances

- A multi purpose loan for any basic need including education, House renovation or any unexpected expenses

BENEFITS

- Save your time and money by pre & partial payment facility 

- Free Faysal pocket mate Visa Debit Card and current account 

- No need to pay processing fee it will be deducted from the loan amount

- No collateral requirement

- Easy and flexible monthly instalment options 

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 40,000 - Rs. 45,000
- Age Limit: 21 -  65 years 
- Documents required: CNIC, NTN, 6 month Bank statement 

FEATURES

- Variable rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 60 months instalments

- Interest rate varies from KIBOR+ upto 22% based on your credit rating and personal circumstances

- A multi purpose loan for any basic need including education, House renovation or any unexpected expenses

BENEFITS

- Save your time and money by pre & partial payment facility 

- Free Faysal pocket mate Visa Debit Card and current account 

- No need to pay processing fee it will be deducted from the loan amount

- No collateral requirement

- Easy and flexible monthly instalment options 

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 40,000 - Rs. 45,000
- Age Limit: 21 -  65 years 
- Documents required: CNIC, NTN, 6 month Bank statement 

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50K to Rs. 2 Million payable in 12 to 48 months instalments

- Interest rate varies from 31% to 33%  based on your credit rating and personal circumstances

- Debt ratio liabilities shall not exceed 50% of net disposable income

BENEFITS

 - Lowest interest rate option available for armed forces

- No, any collateral or security requirement

- Processing fee will be deducted from the loan amount after approval of loan

- Minimum documentation requirements

- Flexible offering i.e. low salary requirement for salaried individuals

TO APPLY

Salaried Person: 
- Minimum Salary Requirement: Rs. 30,000 to 45,000
- Age Limit: 21 - 60 years 
- Documents required: CNIC, 3 months salary relationship with AKBL, 6 months permanent employment 

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50,000/- to Rs. 2 Million payable in 12 to 48 months instalments

- Interest rate varies from 33% to 37%  based on your credit rating and personal circumstances

- Debt ratio liabilities shall not exceed 50% of net disposable income

BENEFITS

 - Lowest interest rate option available for armed forces

- No, any collateral or security requirement

- Processing fee will be deducted from the loan amount after approval of loan

- Minimum documentation requirements

- Flexible offering i.e. low salary requirement for salaried individuals

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 55,000 to 100,000
- Age Limit:  21 - 65 years 
- Documents required: CNIC, NTN, 6 months bank statement, 3 years of business proof is required

FEATURES

- Fixed rate interest product

- Avail a loan ranging from Rs. 50,000/- to Rs. 2 Million payable in 12 to 48 months installments

- Interest rate varies from 33% to 37%  based on your credit rating and personal circumstances

- Debt ratio liabilities shall not exceed 50% of net disposable income

BENEFITS

 - Lowest interest rate option available for armed forces

- No, any collateral or security requirement

- Processing fee will be deducted from the loan amount after approval of loan

- Minimum documentation requirements

- Flexible offering i.e. low salary requirement for salaried individuals

TO APPLY

Self-Employed / Businessmen:
- Minimum income: Rs. 55,000 to 100,000
- Age Limit:  21 - 65 years 
- Documents required: CNIC, NTN, 6 months bank statement, 3 years of business proof is required