Faysal Bank World Credit Card

A card that provides premium privileges to your superior preferences


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
850
Cash Advance Fee
(Rs)
1,000 or 3% whichever is higher
Annual Fee
(Rs)
16,000
  • Pros

    - Free credit facility up to 51 days

    - CIP and International lounges access globally

    - Avail unlimited offers and discounts on international travel

    - Provides you cash advance facility up to 50% of credit limit

  • Cons

    - High annual fee

    - Beware of late fees charges involved with this card

    - High interest rate however offers top-end benefits

  • Features

    - Enjoy lounges access up to 450 airports worldwide

    - Get discount on luxury apartments & Starwood Hotels & Resorts worldwide

    - Avail car rental services & on air ticket booked through Cleartrip 

    - 0% Installment plan from 3 months to 18 months is available for various products

    - Provides you insurance cover against travel inconvenience and Medical related emergencies

    - Avail local and international discount benefits up to 20% on Shopping & Lifestyle

    - Redeem your reward points and converted them into Air Blue BLUEMILES for free tickets

    - Get 5 supplementary cards for your family

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 500,000
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 500,000
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    500,000

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    32.4%

  • Cash Advance Fee Annual (PKR)

    1,000 or 3% whichever is higher

  • Cash Advance Rate (%)

    39

  • Rewards Program

    Reward Points

  • Reward Points

    2x reward point on international spending

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    500,000

  • Min. Income for Businessman (PKR)

    500,000

  • Best Suitable For

    Frequent travelers

  • Minimum Age (Years)

    18 Years

  • No. of Supplementary Cards

    5

  • Payment Network

    Mastercard

  • Loung Access

    Local & International Airports lounges

Additional Offers: Get up to 20% discount on various outlets