Faysal Bank World Credit Card

A card that provides premium privileges to your superior preferences


Interest Rate / APR
 
39%
Chip Maintenance Fee
(Rs)
750
Cash Advance Fee
(Rs)
1000 or 3% whichever is higher
Annual Fee
(Rs)
15,000
  • Pros

    - Credit limit up to 51 days

    - Free CIP lounge access

    - Globally accepted all over the world

    - Travel inconvenience and medical insurance

    - Insurance coverage against fraudulent transactions

  • Cons

    - Annual fee of Rs. 15,000/-

    - Excessive use of the card may put you in a large debt

    - High interest but offers good associate benefits

  • Features

    - Buy and pay later in easy installments

    - You can also avail the cash advance facility

    - Attractive discounts and offer up to 50%

    - Pay your credit card bill with auto debit facility

    - Get 5 supplementary cards for your family

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 500,000
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 500,000
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    500,000

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    36%

  • Cash Advance Fee Annual (PKR)

    1000 or 3% whichever is higher

  • Cash Advance Rate (%)

    39

  • Rewards Program

    Reward Points

  • Reward Points

    2x reward point on international spending

  • Late Payment Fee (PKR)

    1500

  • Foreign Transaction Fee (PKR)

    3.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    500,000

  • Min. Income for Businessman (PKR)

    500,000

  • Best Suitable For

    Frequent travelers

  • Minimum Age (Years)

    18 Years

  • No. of Supplementary Cards

    5

  • Payment Network

    Mastercard

  • Loung Access

    CIP lounges

Additional Offers: Get up to 20% discount on various outlets