Faysal Bank Platinum Credit Card

A card offers you luxury lifestyle with unique reward program and best services


Interest Rate / APR
 
40%
Chip Maintenance Fee
(Rs)
850
Cash Advance Fee
(Rs)
1,000 or 3% whichever is higher
Annual Fee
(Rs)
10,000
  • Pros

    - Credit limit up to 51 days

    - Get double reward points on international spending

    - Minimum payment option on the total outstanding balance

    - Complimentary CIP lounge access in Pakistan and various international airports

  • Cons

    - High annual fee

    - Excessive use of card may put you in a large debt

    - Beware of late fees charges involved with this card

  • Features

    - Redeem your reward points over 800 retail partners

    - Get 50% cash advance facility of your total credit limit

    - 0% Installment plan from 3 months to 18 months is available for various products

    - You can also avail exclusive discounts on dining, shopping or travelling

    - Redeem your reward points and converted them into Air Blue BLUEMILES for free tickets

    - Get 5 supplementary cards for your family

  • Eligibility

    Salaried Person:
    - Minimum Salary Requirement: Rs 200,000 
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, Salary slips, Bank statement, Letter from employer

    Self-Employed / Businessmen:
    - Minimum income: Rs 200,000 
    - Age Limit:  18 - 65 years
    - Documents required: CNIC, NTN, Proof of business, Bank statement




Other Details

  • Maximum Credit Limit

    700,000

  • Interest Free Period

    51 Days

  • Balance Transfer Rate

    32.4%

  • Cash Advance Fee Annual (PKR)

    1,000 or 3% whichever is higher

  • Cash Advance Rate (%)

    39

  • Rewards Program

    Reward Points

  • Reward Points

    2 reward point International & 1 point Local on PKR 50

  • Late Payment Fee (PKR)

    1,500

  • Foreign Transaction Fee (PKR)

    3.5%

  • Targeted For

    Salaried Person and Businessmen

  • Min. Income for Salaried (PKR)

    200,000 

  • Min. Income for Businessman (PKR)

    200,000 

  • Best Suitable For

    High net worth individuals

  • Minimum Age (Years)

    18 Years

  • No. of Supplementary Cards

    5

  • Payment Network

    Mastercard

  • Loung Access

    CIP Lounges

Additional Offers: Convert reward points into BLUEMILES to avail free tickets