HBL Platinum Credit Card

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HBL Platinum Credit Card

A card designed to offer you complementary lifestyle services with better rewards and discounts

Interest Rate / APR

Chip Maintenance Fee
(Rs)

Nil

Cash Advance Fee
(Rs)

1000 or 3% whichever is higher

Annual Fee
(Rs)

20,000

Pros

- Free credit limit up to 51days

- Annual fee will be waived on Rs,100,000 spendings within two months of the statement generation date

- Free international airport lounge access through Visa Lounge Key

- Avail unlimited discounts on hotel booking

- Use your card for the foreign transaction and get rewards
Cons

- High annual fee

- Beware of late fees charges involved with this card

- High interest rate however offers top-end benefits

Features

- Now watch every transaction with SMS alert service

- Provides you customer assistance services all over the world

- Avail 10% - 25% discount on grocery, shopping malls, cosmetics and restaurants

- Avail balance transfer facility at the lowest rate

- Pay your utility bills with your credit card
Eligibility

Salaried Person:
- Salary requirement not stated by bank
- Age Limit: 21 - 60 years
- Documents required: CNIC, Salary slips, bank statement, Letter from emoloyer

Self-Employed / Businessmen:
- Income requirement not stated by bank
- Age Limit: 21 - 65 years
- Documents required: CNIC, NTN, Proof of business, bank statement, Proof of business

Other Details

Maximum Credit Limit

2,000,000
Interest Free Period

51 days
Balance Transfer Rate

24%
Cash Advance Fee Annual (PKR)

1000 or 3% whichever is higher
Cash Advance Rate (%)

42%
Rewards Program

HBL CreditCard Rewards Program
Reward Points

3 reward point for every PKR 25 spend
Late Payment Fee (PKR)

1,600
Foreign Transaction Fee (PKR)

4%

Targeted For

Salaried Person and Businessmen
Min. Income for Salaried (PKR)

Salary requirement not stated by bank
Min. Income for Businessman (PKR)

Income requirement not stated by bank
Best Suitable For

High net worth individuals
Minimum Age (Years)

21 Years
No. of Supplementary Cards

6
Payment Network

VISA
Loung Access

Worldwide lounges

Other Credit Cards from Habib Bank

HBL Gold Credit Card

APR 42%

Annual Fee Rs. 12,000

Enjoy amazing discounts on dining, shopping, and travelling with this card

See Details

HBL Green Credit Card

APR 42%

Annual Fee Rs. 6,000

Enjoy amazing discounts on dining, shopping and travelling to make life easier

See Details

HBL FuelSaver Gold Credit Card

APR 42%

Annual Fee Rs. 8,400

A card that offers you increased savings (5% cashback) and benefits on your day to day fuel expenses

See Details

HBL FuelSaver Green Credit Card

APR 42%

Annual Fee Rs. 4,200

A card that allows you to make savings (3% cashback) on your day to day fuel expenses

See Details

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