Select Loan Amount
Rs 13400
Select Loan Period
5     Years
APR Total Repayable (Rs) Monthly Repayments (Rs) Processing Fee (Rs)
<b>HBL HomeLoan - Buy</b>
HBL HomeLoan - Buy

HBL HomeLoan provides an option of financing for buying a new home

0.00% 100,000.00 2,777.78

FEATURES

- Settled before the maturity date

- Borrowers are allowed to make partial loan payments

- Tenure ranging from 5 – 20 years

- Late payment charges PKR 1,000 (for each late payment)

- Property evaluation fee PKR 3500 for each valuation

BENEFITS

- Property Insurance: Free

- Loan Amount PKR 3 Million – PKR 40 Million

- Maximum financing Amount (as % of appraised value of property)  75%

TO APPLY

- Salaried Individuals: Pakistani (Resident & Non Resident Pakistani),Age 25-60,Permanent employees Minimum 5 year experience; 6 months experience with confirmed employment status in the current job

     Required: CNIC copy, Passport size photographs x 2, Letter from employer, Salary slips or attested salary certificate for last 3 months, Bank statement for last 12 months, Copies of property documents

- Self-Employed Business persons: Pakistani (resident) Age 30-65, Minimum 5 year experience in personal business

     Required: CNIC copy, 2 passport size photographs, Proof of Occupation:, Proprietorship Certificate, Registered Partnership Deed, Articles & Memorandum of Association with latest Form A & 29, Degree/Diploma/Certificate in case of Professional, Bank Statement for last 12 months, NTN / Tax Returns, Copies of property documents

 

<b>HBL HomeLoan - Build</b>
HBL HomeLoan - Build

HBL HomeLoan provides an option of financing for build a new home

0.00% 100,000.00 2,777.78 10000

FEATURES

- Settled before the maturity date

- Borrowers are allowed to make partial loan payments

- Tenure ranging from 5 – 20 years

- Late payment charges PKR 1,000 (for each late payment)

- Property evaluation fee PKR 3500 for each valuation

BENEFITS

- Property Insurance: Free

- Loan Amount PKR 2 Million – PKR 15 Million

- Maximum financing Amount (as % of appraised value of property)  70%

TO APPLY

- Salaried Individuals: Pakistani (Resident & Non Resident Pakistani),Age 25-60,Permanent employees Minimum 5 year experience; 6 months experience with confirmed employment status in the current job

     Required: CNIC copy, Passport size photographs x 2, Letter from employer, Salary slips or attested salary certificate for last 3 months, Bank statement for last 12 months, Copies of property documents

- Self-Employed Business persons: Pakistani (resident) Age 30-65, Minimum 5 year experience in personal business

     Required: CNIC copy, 2 passport size photographs, Proof of Occupation:, Proprietorship Certificate, Registered Partnership Deed, Articles & Memorandum of Association with latest Form A & 29, Degree/Diploma/Certificate in case of Professional, Bank Statement for last 12 months, NTN / Tax Returns, Copies of property documents

<b>HBL HomeLoan - Renovate</b>
HBL HomeLoan - Renovate

HBL HomeLoan provides an option of financing for Renovate a new home

0.00% 100,000.00 2,777.78 10000

FEATURES

- Settled before the maturity date

- Borrowers are allowed to make partial loan payments

- Tenure ranging from 5 – 10 years

- Late payment charges PKR 1,000 (for each late payment)

- Property evaluation fee PKR 3500 for each valuation

BENEFITS

- Property Insurance: Free

- Loan Amount PKR 2 Million – PKR 4 Million

- Maximum financing Amount (as % of appraised value of property) 30%

TO APPLY

- Salaried Individuals: Pakistani (Resident & Non Resident Pakistani),Age 25-60,Permanent employees Minimum 5 year experience; 6 months experience with confirmed employment status in the current job

     Required: CNIC copy, Passport size photographs x 2, Letter from employer, Salary slips or attested salary certificate for last 3 months, Bank statement for last 12 months, Copies of property documents

- Self-Employed Business persons: Pakistani (resident) Age 30-65, Minimum 5 year experience in personal business

     Required: CNIC copy, 2 passport size photographs, Proof of Occupation:, Proprietorship Certificate, Registered Partnership Deed, Articles & Memorandum of Association with latest Form A & 29, Degree/Diploma/Certificate in case of Professional, Bank Statement for last 12 months, NTN / Tax Returns, Copies of property documents

<b>UBL Address - Home Loan  For Buy</b>
UBL Address - Home Loan For Buy

UBL Address Home Loan offering a variety of product and pricing options for buy a new house 

0.00% 100,000.00 2,777.78 5000

FEATURES

- Tenor of loan is 3 - 20 years

- Fixed rate for a period of 12 months

- Processing Charges 5000

- Late Fees (per installment)  1000

 

 

 

BENEFITS

- Maximum financing limit of 70%

- Offers a hassle free and secure cheque deposit system

- Opportunity to conveniently pay your bills on time, through the internet

TO APPLY

- Salarid Individuals:

Employment Certificate confirming last 12 months work experience, Tax Document for the past 24 months, Current Salary Slip, Bank Statement for the last 12 months

- - Self-Employed Business persons/

Last 3 years Tax Assessment Order or Registered Partnership Deed, Bank Statement for the last 12 months, Salary Slip/Salary Certificate

Minimum monthly income: Rs.50,000 Age: 23 to 65 years Resident, Pakistani Self-employed businessman/professional or salaried individual, Minimum loan size: Rs. 500,000

Copy Of CNIC, Two recent Photographs each of primary as well as co-borrowers Signed Lou (Letter of Understanding), which states the applicable rate at the time of booking of loan General Income Documents for Salaried and SEB/SEP are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs

<b>UBL Address -  Home Loan For New Build</b>
UBL Address - Home Loan For New Build

UBL Address Home Loan offering a variety of product and pricing options for building a new house

0.00% 100,000.00 2,777.78 5000

FEATURES

- Tenor of loan is 3 - 20 years

- Fixed rate for a period of 12 months

- Processing Charges 5000

- Late Fees (per installment)  1000

- Salaried - KIBOR + 3.5% = Applicable Markup Rate

SEB/SEP - KIBOR + 4.5% = Applicable Markup Rate

 

BENEFITS

- Maximum financing limit of 70%

- Offers a hassle free and secure cheque deposit system

- Opportunity to conveniently pay your bills on time, through the internet

TO APPLY

- Salarid Individuals:

Employment Certificate confirming last 12 months work experience, Tax Document for the past 24 months, Current Salary Slip, Bank Statement for the last 12 months

- Self-Employed Business persons/

Last 3 years Tax Assessment Order or Registered Partnership Deed, Bank Statement for the last 12 months, Salary Slip/Salary Certificate

Minimum monthly income: Rs.50,000 Age: 23 to 65 years Resident, Pakistani Self-employed businessman/professional or salaried individual, Minimum loan size: Rs. 500,000

Copy Of CNIC, Two recent Photographs each of primary as well as co-borrowers Signed Lou (Letter of Understanding), which states the applicable rate at the time of booking of loan General Income Documents for Salaried and SEB/SEP are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs

<b>UBL Address - Home Loan For Renovate</b>
UBL Address - Home Loan For Renovate

UBL Address Home Loan offering a variety of product and pricing options for Renovate a new house 

0.00% 100,000.00 2,777.78 5000

FEATURES

- Tenor of loan is 3 - 20 years

- Fixed rate for a period of 12 months

- Processing Charges 5000

- Late Fees (per installment)  1000

BENEFITS

- Maximum financing limit of 70%

- Offers a hassle free and secure cheque deposit system

- Opportunity to conveniently pay your bills on time, through the internet

- Loan Amount PKR 3 Million – PKR 10 Million

TO APPLY

- Salarid Individuals:

Employment Certificate confirming last 12 months work experience, Tax Document for the past 24 months, Current Salary Slip, Bank Statement for the last 12 months

- Self-Employed Business persons/

Last 3 years Tax Assessment Order or Registered Partnership Deed, Bank Statement for the last 12 months, Salary Slip/Salary Certificate

Minimum monthly income: Rs.50,000 Age: 23 to 65 years Resident, Pakistani Self-employed businessman/professional or salaried individual, Minimum loan size: Rs. 500,000

Copy Of CNIC, Two recent Photographs each of primary as well as co-borrowers Signed Lou (Letter of Understanding), which states the applicable rate at the time of booking of loan General Income Documents for Salaried and SEB/SEP are given below. However, your exact Documentation Requirement as per your specific Segment & Profession will be communicated to you by our respective ROs

<b>Faysal Home Finance - For Buy</b>
Faysal Home Finance - For Buy

Faysal Home Finance offers a variety of leasing options to suit your needs like buy a new house

0.00% 100,000.00 2,777.78

FEATURES

- Loan tenure is from 1 to 20 years

- Home Finance is being offered in Karachi, Lahore, Islamabad and Rawalpindi only

- Maximum 3 Enhancements allowed during the tenor of the loan

- Processing fees It’s PKR 5,800/-

BENEFITS

- Maximum financing amount available is 75% of the market value of property

- Repayment in monthly installments

- Finance is PKR 500K to PKR 50 million for home buyer

 

TO APPLY

- Salaried Individuals: Age 21 to 60 years, Resident of Pakistan or a Non Resident Pakistani, No Minimum tenure of employment is required if the customer is a permanent employee. Minimum 3 years employment tenure is required in the same company for Contractual employees

    GOP Employees: Only permanent employees with minimum 1 year continuous (6 months current) employment. Unapproved Companies: Only permanent employees with minimum 2 years continuous (12 months current) employment.

Self-Employed Business persons: Min. 2 years in current business/Industry required

Copy of CNIC (please bring original CNIC for verification),2 recent photographs (passport-sized),Tax returns for past 3 years, NTN Certificate,Copy of the last month’s utility bill (any one utility), Professional degree (for self employed professionals), Proof of last drawn salary (for salaried applicants), Salary certificate from the employer (for salaried applicants),Bank Statement for past 12 months (for past 24 months for self employed professionals and businesspersons),Audited Company Financials for the last 2 years (for Businessmen & Self Employed Professionals),Proprietorship letter (if proprietorship concern),Partnership Deed / Registered partnership deed (if partnership concern)

<b>Faysal Home Finance - For Build</b>
Faysal Home Finance - For Build

Faysal Home Finance offers a variety of leasing options to suit your needs like build a new house

0.00% 100,000.00 2,777.78 5800

FEATURES

- Loan tenure is from 1 to 20 years

- Home Finance is being offered in Karachi, Lahore, Islamabad and Rawalpindi only

- Maximum 3 Enhancements allowed during the tenor of the loan

- Processing fees It’s PKR 5,800/-

BENEFITS

- Maximum financing amount available is 75% of the market value of property

- Repayment in monthly installments

- Finance is PKR 500K to PKR 50 million for home buyer

TO APPLY

- Salaried Individuals: Age 21 to 60 years, Resident of Pakistan or a Non Resident Pakistani, No Minimum tenure of employment is required if the customer is a permanent employee. Minimum 3 years employment tenure is required in the same company for Contractual employees

    GOP Employees: Only permanent employees with minimum 1 year continuous (6 months current) employment. Unapproved Companies: Only permanent employees with minimum 2 years continuous (12 months current) employment.

Self-Employed Business persons: Min. 2 years in current business/Industry required

Copy of CNIC (please bring original CNIC for verification),2 recent photographs (passport-sized),Tax returns for past 3 years, NTN Certificate,Copy of the last month’s utility bill (any one utility), Professional degree (for self employed professionals), Proof of last drawn salary (for salaried applicants), Salary certificate from the employer (for salaried applicants),Bank Statement for past 12 months (for past 24 months for self employed professionals and businesspersons),Audited Company Financials for the last 2 years (for Businessmen & Self Employed Professionals),Proprietorship letter (if proprietorship concern),Partnership Deed / Registered partnership deed (if partnership concern)

<b>Faysal Home Finance - For Renovation</b>
Faysal Home Finance - For Renovation

Faysal Home Finance offers a variety of leasing options to suit your needs like Renovation a new house

0.00% 100,000.00 2,777.78 5600

FEATURES

- Loan tenure is from 1 to 20 years

- Home Finance is being offered in Karachi, Lahore, Islamabad and Rawalpindi only

- Maximum 3 Enhancements allowed during the tenor of the loan

- Processing fees It’s PKR 5,800/-

BENEFITS

- Maximum financing amount available is 50% of the market value of property

- Repayment in monthly installments

- Finance is PKR 500K to PKR 50 million

TO APPLY

- Salaried Individuals: Age 21 to 60 years, Resident of Pakistan or a Non Resident Pakistani, No Minimum tenure of employment is required if the customer is a permanent employee. Minimum 3 years employment tenure is required in the same company for Contractual employees

    GOP Employees: Only permanent employees with minimum 1 year continuous (6 months current) employment. Unapproved Companies: Only permanent employees with minimum 2 years continuous (12 months current) employment.

Self-Employed Business persons: Min. 2 years in current business/Industry required

Copy of CNIC (please bring original CNIC for verification),2 recent photographs (passport-sized),Tax returns for past 3 years, NTN Certificate,Copy of the last month’s utility bill (any one utility), Professional degree (for self employed professionals), Proof of last drawn salary (for salaried applicants), Salary certificate from the employer (for salaried applicants),Bank Statement for past 12 months (for past 24 months for self employed professionals and businesspersons),Audited Company Financials for the last 2 years (for Businessmen & Self Employed Professionals),Proprietorship letter (if proprietorship concern),Partnership Deed / Registered partnership deed (if partnership concern)

Page 1 of 1

Loan Comparison Guide

Mawazna.com provides access to different type of loan products offered by leading banks in Pakistan including personal loans, car loans and home loans. We are currently in touch with Banks to link up these products and will soon be providing the required updates. In Pakistan, personal loans and car loans are two commonly used products to address day to day financing needs as well as having access to finance to buy your own car. Subject to meeting key requirements of Pakistani banks, you can easily obtain these loans.

Note: At this stage, these products should only be considered as an illustration purpose only and you must get in touch with the corresponding bank to confirm the product offering and requirements. 

Credit Cards
Internet & Mobile
Travel

© Copyright 2017 MAWAZNA.com . All rights reserved. Use of this site constitutes acceptance of our Terms of Use and Privacy Policy.

The content provided by Mawazna.com is based on indicative information ONLY. The integrity of the information is reviewed and validated at regular intervals using the information available from free sources (websites, product catalogs) provided by banks/service providers and their helpdesk however product information, service charges, rates & fees are subject to change on time to time basis. Mawazna.com takes no responsibility of any such changes or any consequences arising from the use of or reliance on the content presented in this website. Therefore it is highly recommended that you should also make direct enquiries to the product providers/banks before buying a product. We aim to serve you impartially.