Select Loan Amount
Rs 13400
Select Loan Period
5     Years
APR Total Repayable (Rs) Monthly Repayments (Rs) Processing Fee (Rs)
<b>HBL PersonalLoan</b>
HBL PersonalLoan

HBL PersonalLoan helps you fulfill your financial obligations, allowing you to choose your term of payments and borrow with ease

33.00% 199,000.00 5,527.78 3500

FEATURES

- This is a Fixed rate loan

- Borrow loans ranging from Rs. 25,000 to Rs. 2,000,000

- 24/7 access to HBL PhoneBanking

- Availability of top-up facility after every 12 months

- Note: The interest rate varies based on the category of customer

 

BENEFITS

- Pay processing fee on approval only

- Repay tenures from 12 to 60 months

- Acquire life insurance

TO APPLY

- Application form

- Legal agreement

- Verified original copy of CNIC

- Verified original copy of salary slip

- Letter From employer

- Other documents required (according to segment)

<b>UBL CashPlus</b>
UBL CashPlus

UBL CashPlus is a unique term loan financing product which offers you features, options and flexibility

27.00% 181,000.00 5,027.78 3000

FEATURES

- This is a Fixed rate loan

- Flexible Repayment Terms

- Processing fee on approval

- Clean Limit up to Rs. 2 Million

- Rate will remain the same throughout the tenure of the loan

- Processing fee will be deducted from the loan amount disbursed

BENEFITS

- Quick Processing

- Competitive Rates

- Repayment Terms are Flexible

- No collateral requirements

- Complimentary Credit Insurance

 

TO APPLY

- Salaried Individuals

Minimum age 21 years and Maximum age 60 years (at the end of loan)

Salaried individuals whose salaries are being credited in UBL Verified Salary Slip Verified CNIC copy

<b>MCB Personal Loan</b>
MCB Personal Loan

MCB Personal Loan is a Fast, Affordable and Easy option to meet your immediate financing needs

24.00% 172,000.00 4,777.78 2000

FEATURES

- This is a Fixed rate loan

- Tenure: 1 year to 5 years

- Minimum Loan Amount: PKR 50,000

- Maximum Loan Amount: Up to PKR 2 Million

- Note: The interest rate varies 22-26% Salaried Individual and 24-28% for Self Employed for based on the category of customer

BENEFITS

-  Different loan tenors and variable rate options available

-  Facility available for partial pre-payment

TO APPLY

- CNIC Verified copy

- Salaried Individuals: Age 21-65 PKR 30,000-40000 Net Monthly Salary Most recent verified salary slips Copy of statement of salary account In MCB

- Self-Employed :Age 21-65 PKR 100000 Monthly Income Maintaining an average balance of PKR 1.5 Million in any bank for a minimum of 6 months Proof of income

<b>Faysal Personal Installment Loan</b>
Faysal Personal Installment Loan

Make your dreams come true with Faysal Personal Installment Loan

38.00% 214,000.00 5,944.44 4155

FEATURES

- This is a Fixed rate loan

- Minimum Loan Amount: PKR 50,000

- Instalment amount may change over the loan period

- Processing fee will be deducted from the loan amount

- Loan amount will be reduced based on amortisation schedule

- Note: The interest rate varies 28-38% based on the category of customer

 

BENEFITS

- 0% pre-payment penalty option available (terms and conditions apply)

- Options available fixed and Floating Pricing

TO APPLY

- Application form

- Legal agreement

- Verified original copy of CNIC

- Verified original copy of salary slip

- Letter From employer

- Other documents required (according to segment)

<b>Silk Bank Ready Line</b>
Silk Bank Ready Line

Ready Line is an evergreen Running Finance facility specifically designed to meet your emergency financial needs

29.40% 188,200.00 5,227.78

FEATURES

- This is a Floating rate loan

- Easy Access Nationwide

- Late Payment Fee RS 1200

- Instant Credit up to Rs. 2,000,000

- Only Available in Karachi, Lahore, Rawalpindi and Islamabad

BENEFITS

- Balance Transfer Facility

- Pay For Only As Much As You Use

TO APPLY

- Salaried person minimum monthly income of Rs. 40,000/-

- Self-employed Businessman Rs. 50,000/-

- Documentation Required, Application form, Copy of CNIC, Proof of employment or business, Salary Slip / Salary Certificate in case of Salaried, Bank Statement for the last 1 year in case of SEB / SEP

<b>NBP Advance Salary</b>
NBP Advance Salary

A advance salary loan for permanent employees of Government, Semi Government and autonomous bodies receiving salaries through NBP

19.00% 157,000.00 4,361.11 2000

FEATURES

- Avail financing upto Rs. 1 million against your salary

- NBP Advance Salary* is for NBP Account Holders who are:

- Maximum tenure of the NBP Advance Salary Finance is 5 years (60 months)

- Up to 20 net take home salary can be availed, which should not exceed the maximum limit of Rs.1,000,000/-

BENEFITS

- Lowest Mark-up Rate

- Easy installments of upto 60 months at your choice

- Quick processing and fast disbursement

- No minimum income, colleteral & insurance charges required

TO APPLY

Permanent Employees of Government, Local Bodies, Armed Forces, Autonomous Bodies and other Semi    Government Bodies/Corporations disbursing salary of their employees through NBP

Maximum age of the borrower at the time of maturity of the finance should not exceed 59 years and six month

<b>Soneri Personal Finance</b>
Soneri Personal Finance

An easy solution to your cash needs – now you can turn your dreams into reality via Soneri Personal Finance Scheme

16.30% 148,900.00 4,136.11 2000

FEATURES

- This is a Floating rate loan

- Early Settlement option

- Loan Tenure1 year to 5 years

- Offers Personal Finance up to Rs.500,000/-

- Processing fee will be deducted from the loan amount

- Mark-up rate is benchmarked with 12 Month KIBOR + 10%

BENEFITS

- Lowest Mark-up Rate

- Fast and hassle-free processing of application

- No processing fee if the case is declined

- Free of cost life insurance up to loan outstanding amount

- Partial Payment option

 

TO APPLY

- Salaried Individuals:

Salaried individuals of approved companies, Min 1 year in current employment or 2 years of continuous employment with permanent status, Minimum 21 years and maximum 60 years at the time of loan maturity, Rs.25,000/- Net Take-home

<b>NIB Personal Installment Loan</b>
NIB Personal Installment Loan

  NIB Personal Loan is a Fast, Affordable and Easy option to meet your immediate financing needs

37.00% 211,000.00 5,861.11 5000

FEATURES

- This is a Fixed rate loan

- Repayment tenure 1 to 5 Years

- Higher markup charged on pre-payment

- Repayment through equal monthly instalments

- Offers Personal Finance up to Rs.50000 to 2000000/-

- Processing fee will be deducted from the loan amount

 

BENEFITS

- Free life insurance

- Free standing instructions set up

- Free Current Account

- Hassle Free Documentation

TO APPLY

- Salaried Individuals: Age 21-65 PKR 25,000 Net Monthly Salary, Salary certificate from employer showing gross salary,deductions, length of service and employment status or last 2 salary slips (attested by the relevant HR Department, 6 month bank statement

- Self-Employed: Age 21-65 PKR 45,000 Net Monthly Salary,    6 month bank statement    Proof of Business:NTN Certificate, Proprietorship Letter, Tax Returns, Form 29 etc, Complete Application form, Two recent passport size photographs

 

<b>Silk Bank Personal Loan</b>
Silk Bank Personal Loan

With Silkbank Personal Loan, you can live up your dreams and enjoy life to the fullest. It is fast, convenient, flexible and affordable

28.40% 185,200.00 5,144.44 5000

FEATURES

- This is a Floating rate loan

- 1 year KIBOR + Bank rate

- Loan limit from Rs.50,000/- to Rs.2 Million

- Monthly instalments with Pre-payment and Partial Payment Facility

- Get more cash and pay the same instalment by transferring your credit cards or loan balances

BENEFITS

- Pay back in easy monthly installments ranging from 1 years to 5 years

- Reduce your monthly installment by availing extended tenor on your existing loans

- Efficient and quick turnaround time to meet your needs and expectations

TO APPLY

Foreign nationals with approved company guarantee

Salaried individuals, self-employed businessmen (SEB) and self-employed professionals (SEP)

Age: 21 years to 65 years

Income: Minimum Rs. 40,000/- monthly

<b>SC Personal Loan</b>
SC Personal Loan

Standard Chartered Personal Loan is a hassle free way to fulfil your needs

38.00% 214,000.00 5,944.44 0.00

FEATURES

- This is a Fixed rate loan

- Easy documentation and quick processing

- No security, collateral or guarantors required

- Loans available with range of repayment options from 1-5 years
 

BENEFITS

- Borrow up to PKR 2 million

- Competitive interest rates

- Top up facility on existing Personal Loans

TO APPLY

- Copy of Valid CNIC

- Salary Slip

<b>SC Ready Cash</b>
SC Ready Cash

Make sure you're never short of cash with Standard Chartered's Revolving Credit facility

36.00% 208,000.00 5,777.78 2000

FEATURES

- Credit line up to PKR 2 million

- Mark-up charged only on utilised amount of the daily outstanding balance

- Evergreen line with automatic yearly renewal

- 30 % APR For Customers who receive their salary in their Standard Chartered account

- 36% for Customers who do not receive their salary in their Standard Chartered account

BENEFITS

- No security, collateral or guarantors required

- Quick and easy disbursement

- Easy access through cheque book, VISA ATM / debit card and Internet banking

TO APPLY

- You can utilise a credit line up to 6x your gross salary or a maximum of PKR 2 mn depending on your eligibility, income and repayment capacity

- Copy of Valid CNIC

- Salary Slip

<b>Askari Personal Loan</b>
Askari Personal Loan

Askari Bank’s Personal Finance makes sure that you get the most out of your loan

24.00% 172,000.00 4,777.78 0.00

FEATURES

- Loan Amount Minimum: Rs. 50,000/- To Maximum: Rs. 500,000/-

- Tenor 1 to 5 years

 

 

BENEFITS

- Free Internet Banking Facility

- Minimum documentation requirement

TO APPLY

- Salaried Individuals: Minimum Income 25000 3 months salary relationship with AKBL & 6 months permanent employment with current employer,

- Self-employed Businessman: Minimum Income 70000 1 year account relationship with AKBL

- Government Sector: BPS 17 or above, 6 months service length

- Armed Forces: Minimum Income 25000, Commissioned officers

- Documents: Application form duly filled & signed by the applicant, Clear copy of valid CNIC, Latest salary slip, Last 3 months bank statement for salaried, Last 6 months bank statement for SEB/SEP, In case of SEB/SEP, 3 years of business proof is required, Undertaking CF-1 Form

<b>Alfalah Personal Loan</b>
Alfalah Personal Loan

Whether it’s your child’s wedding or higher education, unforeseen costs may hold you back from giving them the best

28.40% 185,200.00 5,144.44 0.00

FEATURES

- Financing up to Rs. 2 Million

- Loan top-up for more financing

- Repayment tenure up to 5 years

BENEFITS

- Affordable markup rates

- Fixed and variable pricing options

- Hassel-free processing with minimum documentation

TO APPLY

TBC

<b>Summit Personal Finance</b>
Summit Personal Finance

Summit Bank takes pride in announcing the launch of another unique and valuable addition to the privileges and benefits it offers

0.00% 100,000.00 2,777.78 0.00

FEATURES

- Loan Amount Minimum: Rs.25,000/-Maximum: Rs.1,000,000/-

- Loan Tenor Minimum: 1 yearMaximum: 5 years

- Loan Enhancement Facility Available on (History / Income Based)

BENEFITS

- Markup Fixed During Loan Term

- Premature Payment Facility Available

- Loan Top-up Facility Available

TO APPLY

TBC

<b>BOP Advance Salary Personal Loan</b>
BOP Advance Salary Personal Loan

A need based unsecured term loan that the borrowers can avail to meet their immediate financial needs

22.50% 167,500.00 4,652.78 2500

FEATURES

- Minimum Loan Amount: PKR 50,000

- Maximum Loan Amount: Up to PKR 500000

- Markup Rate 22.50% p.a (Fixed Rate for whole tenure of facility)

BENEFITS

- Pay back through equal monthly installment

- Lowest Mark-up Rate

- No processing fee if the case is declined

TO APPLY

- Permanent Government Employees : Age between 19 and 59 Years, Minimum gross salary - Rs.14,000 per month, No Default / Write Off History

- Contractual Government Employees : Age between 19 and 59 Years, Minimum experience - 1 years in current organization, Minimum gross Salary - Rs. 50,000 per month, Provide one personal guarantee of equivalent or senior grade of Govt. Employee, No Default / Write Off History

Non Government Employees (Permanent / Contractual) : Age between 19 and 59 Years, Minimum experience - 3 years, Minimum gross salary - Rs.14,000 per month (Permanent employee), Minimum gross salary - Rs.50,000 per month (Contractual employee), Provide one PG of equivalent or senior grade of same organization (for contractual employee), No Default / Write Off History

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Loan Comparison Guide

Mawazna.com provides access to different type of loan products offered by leading banks in Pakistan including personal loans, car loans and home loans. We are currently in touch with Banks to link up these products and will soon be providing the required updates. In Pakistan, personal loans and car loans are two commonly used products to address day to day financing needs as well as having access to finance to buy your own car. Subject to meeting key requirements of Pakistani banks, you can easily obtain these loans.

Note: At this stage, these products should only be considered as an illustration purpose only and you must get in touch with the corresponding bank to confirm the product offering and requirements. 

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