How Car Insurance Can Help You to Avoid a Difficult Time

car insurance pakistan

In Pakistan, the minimum car insurance cover you need is third party car insurance. However there are other covers available as well such as comprehensive car insurance that provides you a full protection. Having a comprehensive car insurance can help you to avoid difficult time whilst facing  costly payments and legal lawsuits, etc.


The type of cover you choose to put in place depends on a number of different things. You may opt for a basic type of cover. Or you could choose to have in-depth cover that will protect you from all eventualities. However, choosing the kind of cover you need does require you to consider a number of different factors.


Understanding What is Legally Required

As per 1965 Pakistan’s Motor Vehicle ordinance, a car drive must obtain at least 3rd party car insurance cover. It is against the law to drive a car in Pakistan with no car insurance in place. There, it is crucial that you find the right cover for your needs. Whatever cover you select, it offers both  legal and financial protection.


Additional Reading: Change your mind and get your car insured now


What Type of Cover Do You Need?

There are a number of different types of car insurance available in Pakistan. All of these types of cover are there to protect you in specific ways and they all come at different prices. The first form of car insurance is known as Comprehensive cover. This form of cover provides protection from all kinds of financial losses as well as accidental loss. It also includes third party liability claims which means that you are completely protected. Third Party Insurance provides financial protection against all kinds of damage to a third party. Such 3rd party damages including car damge, bodily injury etc.


The most basic form of car insurance is known as 3rd party Liability Insurance. This is the minimum of cover required to remain legal. It provides protection against financial losses that result from accidental injury to the body or damages to the third party vehicle. The kind of cover you choose is down to a number of things but the vehicle you own will also play a part. If your car is expensive and new then you are going to want to protect it using Comprehensive cover. However, if it is an older car and worth very little then the basic cover is all that you may require.


Your Car Insurance Budget

The best car insurance is not always the most expensive but it is not the cheapest either. Each provider will offer different types of cover at different prices and so, it is important to understand your budget. Identifying your budget will enable you to find a provider that delivers the right protection at a price you can afford. If you want to save yourself even more money then you should consider paying for the cover in one payment instead of paying it off over the course of a year. This often leads to savings, which could mean that you can get more for your money.


Always Compare Before You Buy

The great thing about having access to the internet is the ability to compare offers from different providers. Using a comparison such as enables you to compare car insurance online offered by leaidng providers in Pakistan. It helps to understand and comparing what covers are on offer, what is included and how much they charge for their service. Having the ability to compare in this way ensures that you leave no stone unturned and understand exactly what you are getting. This makes it possible to make an informed decision that works best for your given circumstances.


Additional Reading: Save money by comparing your car insurnace online in Pakistan


The Importance of Finding the Right Car Insurance Plan

If you carry out the right research and understand your complete needs, it will make easier to find the right plan. This will provide you with complete peace of mind. Knowing that you are meeting all legal requirements but are also protected in a number of different ways. is a growing Car Insurance service comparison platform that allows you to compare multiple products and facilities in order to make an informed decision. Visit us online to compare quotes for your car insurance, health insurance, travel insurance, credit cards, bank accounts, persona and car loans, broadband, and more.


“Mawazna Karein Apne Liye, Apno key Liye”.

Author: Team Mawazna

Team Mawazna

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